I’m in California. I’ll keep this anonymous, so I’ll call the players Company A (Debt Buyer/“Owner”) and Company B (Servicer/Collector).
Background: • While a probate case for a family property was still open, a relative executed and recorded a Deed of Trust against my home without proper authority. • Later, that DOT was assigned to Company A. • Company B began “servicing” the supposed loan, sending collection letters, threatening foreclosure, and force-placing insurance. • Based on state licensing databases, neither company is licensed in California to do mortgage servicing, originating, or debt collection of this kind.
What I’ve done so far: • Filed a civil action in CA Superior Cou
