ContributionOdd1591

Hello.

I wanna say I’m not very educated in all of the correct wording of these things. But I wanna be prepared.

I’m transferring to a new school to finish my final year that I will hopefully not have to take out any more student federal loans with.

My mom and I have a parent plus loan under her name. It’s 78k in all, and was taken out in 2024 and 2025.

I have a few federal student aid loans. Being around 13k.

My question is, what should I be preparing for, other than trying to make my payments on time.

My goal is to try and get an income driven repayment plan, potentially for both me and my mom. I do not need to start paying my loans until 6 months after school.

I want to know

Hello. I have 1 year left until I’m graduate from MICA. I’ve gotten a lot from FASFA before, but now I count as an independent student and won’t be able to open up any more parent plus loans.

What can I do? I basically need 20k more to pay. I have been applying to as many scholarships as I can, grants. My mother has already taken out 70k in parent plus loans, and my dad filed for bankruptcy a few years ago. No one can co sign with me for a private loan. What can I do?

I spoke to my financial aid advisor, and they old me that I’m already maxed out for the financial aid from FASFA.

I have heard of people only paying a few thousand dollars to come here. What can I do?

I’m graduating next year. And I would like to have some options.