There is a ton of information out there about how correct mistakes on your credit report but I haven't found any explanation as to why I SHOULD correct any errors. I'm in my 20s and have little credit history. I share they same name as my dad and a good chunk of his credit history comes up on my report (car financing, home equity line of credit etc). He has clean credit and a longer history so I presume this makes my score better.
I haven't lied or misrepresented anything in any way. Apparently different ss# isn't enough to tell us apart and other people screwed up. If I were getting a loan and someone were to show me my report and ask me to verify that it is accurate to the best of my know
06