DavidBlackledge

u/DavidBlackledge




r/personalfinance•

All the Medicare Advantage, etc., mail we're constantly getting now that she turned 65 has us nervous that we may need to do something even though she's already on Medicare.

Me: mid career, group health insurance (UHC), 10-20 years from retirement (big age difference). Her: disabled by an accident at 44, receiving disability and medicare ever since, recently turned 65. Severity of medical needs has reduced lately, but still exists.

We have always had to remind doctor offices "no, her Medicare is secondary and is due to disability, my group insurance is primary."

I'm assuming that we have to do nothing since she's already enrolled. I'm also assuming at worst Medicare automatically has be

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In Albuquerque (low humidity, not excessive winters (20F?), high winds, 100F+ summers).

Eleven mile round trip commute 1-2 times each weekday. I'm a boring law-following driver - I love my wife's Subaru eyesight-controlled cruise control set exactly at the speed limit.

I figure it's a good time to try an electric vehicle - they've been around long enough that I can get a used one finally. I might have access to a parking lot day charger, but with my short commute I wouldn't think I need it.

*Technically I had been hoping to get an Elio (which also recently said they'll do an electric one)...but I am not counting on them ever producing them, nor that my wife would get over her fear of it

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