Detharious

So I thought I understood interest and everything but apparently I don't. My monthly payments which include the principal, interest, and escrow is around 1000. I paid around 2000 with the extra 1000 marked as "additional Principal". Just got my next bill and it says that 900 (double my monthly amount) went towards Interest, 500 (double my monthly amount) went towards escrow, and only 600 went towards my principal (slightly above my monthly amount).

Can someone explain to me why the extra amount is being paid like it's just another monthly bill? I've been actively putting extra into my principal I thought for a couple years now and only just noticed this. But, now I'm apparently only puttin

So other than GWs very limited Tyranid Terrain. I'm curious what terrain people use for Tyranid themed terrain. Most I've seen tend to have an extremely different aesthetic. I'll likely need to make some of my own- but, share your Tyranid Terrain!

Currently the ability is bugged and doesn't check to hit (ignoring AR entirely) according to sources and will eventually be fixed. When this fix happens will it cause durability damage when using the skill- or do we even know as it's skill by skill for durability? As I'm running a new SSF and commiting to an eth weapon only for it to break when the fix comes in would suck.

Haven't played since maybe Season 3-4 and the new expansion has me interested but, can't find the answer to these questions -

1. Can you set the player count difficulty for online games or is it offline only still? (Besides having 6-7 other people in the game)

2. Can you set player drops or is it still game drops?

3. Does the chronicle system show you or is there a way to tell what specific items you are missing?

4. There a way to enable seeing range values on item rolls when looking at an item? (Similar to how d3/4 does it where it'll say 3% but show a range of 1-4% for example)

5. Item Level display?

6. Is the gem/rune stash automatic when you pick them up or does it require you to

Being struggling to find a good base for a kitbash idea I have for my World Eaters command slots. Does anyone have the New Khorne Berzerkers that can do a size comparison with a standard marine or know if the sizes would be relatively in scale?

Them being just a tad larger isnt much of a problem for me since they'd be commanders/champions but, if its a situation of a "Parent and Child" I know it wouldnt work as it would be too jarring.

https://preview.redd.it/qkyz46j4f5bf1.jpg?width=2550&format=pjpg&auto=webp&s=94d517c21e59d34b8540785a84947b284bb91a3d

https://preview.redd.it/9n13s7j4f5bf1.jpg?width=2470&format=pjpg&auto=webp&s=dc60d8964c8b7a7d7711489190a80ac29933d465

These took me a week to finish and I've reminded myself why I tend to do 6 models max a time. This entire week I was losing my sanity but, I definitely made good progress.

Currently finishing up the last bit of stuff before I have everything maxed that I can and all of the weapons/pictos/etc but, I've got a question regarding NG+

Do Picto levels increase- IE can you actually get a Level 33 (assuming this is the max level, currently only have 31) or are they always a set level and you cannot increase them at all?

Additionally are Perfect Chroma Catalysts easier to acquire or are you limited to 11 per play through?

So I get the concept of manifolds and balancers but, if u do a manifold that's split 3 ways instead of only 2 going down the line would it still balance eventually given enough time? Because it would still just eventually fill up as long as the input meets the requirements right? Or does the 3 way split create too much of a drought for the input to actually flow smoothly?