Sunday I setup to send $1,200 through Zelle. It tells me it will send on Thursday.
Wednesday at 2:10am I notice I accidentally chose an option to pay my CC through this checking account dropping my available to less than $1,200 ($1,178).
I send $30 from my other checking (BECU) via Zelle (this one says it takes minutes and is instant). I get an email from NFCU confirming on Wednesday at 2:14am they’ve deposited this payment.
I have $1,208 in the account on Wednesday.
Today (Thursday at 1:02am) I check and I get an email that states:
We couldn't complete your payment to (person) because your account (EveryDay Checking, Navy Federal Credit Union ) didn't have enough money to cover your