Hi,
We currently have a mortgage renewal coming up on December 7th and are now in our 3 month window.
At time of renewal my mortgage has the following
Amount Owing: $518,000
Years remaining: 21 years 8 months
House Value: We purchased in 2021 brand new for $799 and it was appraised at the same. We put down 200K and mortgaged the remaining $599. The value of the neighbourhood hasn't changed much. New community and we have no plans on selling any time soon.
Income Combined after tax: $5K bi-weekly (2600+2400)
Now onto my question at hand. We currently have the following debt
- Car payment: $140 every 2 weeks at 0%, with 2 years remaining. We will leave this
- **Li

