I've spent way too long on this game. I've noticed that each of the special dates connects to one person and the second person can literally be anyone.
I'm new to house buying but started to see this "credit" that people are given if they take a higher rate on their loan. Can anyone give me some pros/cons to why they took the credit or why they purchased points to lower their interest?
My plan was to buy points to get lower than 3% because that's what my first lender's pre-approval letter quoted me. I'm using a different lender now (due to my first lender saying it would take 45 days to close and I wanted it in 30 days). But, now reading others' stories I'm thinking I could switch to a higher rate 3.5% and get credits?
My friend is in a very difficult situation and I'm posting on their behalf because I'm trying to figure out what I specifically need to Google/research about renter rights.
They live in Belmont County, Ohio. They are on the lease. They've lived there a long time (over 2 years). They do not work. They took care of their father who was diagnosed with cancer (over 2 years). Their father recently passed away. The landlord found out about the situation and has increased their rent over $400.
This doesn't sit right, but I'm not aware if this is a civil suit? What kind of lawyer would handle these kinds of issues? Is there a case here? Can landlords to this?