Obligatory trigger warning this whole post is anti-insurance.
So I ran the numbers on me and my family. Over 20 years if I would have pocketed the *unused* months of insurance. It comes to damn near half a million dollars if it would have been lowball invested at 9% in the market.
I went to a new provider this year, refused to give them my insurance info. They literally billed me half of a normal appointment at the other place with insurance. I'm talking the full monty healthcare bloodwork and all.
Think about these numbers...even averagely say you pay 700 a month for a family of 4 (spoiler its usually MUCH higher with horrible deductibles for most people). Even if you spent 50k f