We are both in our early to mid twenties. Been married a while. Husband has a decent career going (military, this will be important later) and we are both almost done with school. Since we have managed to pay off our car, avoid student loans, and even put money into a Thrift Savings Plan we are in a decent place financially. We even put away a few thousand for a down payment on a house.
So about this house. We are planning on buying a house in the 150,000 range with a down payment as high as we can get it, likely around 12,000 on the high end. We should be able to manage an APR of less than 5% because we are in good standing with our bank. Husband is in a slight fantasy w