If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

Welcome! Before making a post, please check out some of the great resources that we've provided to answer your questions:

We have a simple guide answering most questions about what to do with money and how to prioritize your finances: Click here: How to handle $.

We have a wiki covering dozens of topics: credit, debt, retirement, investing, and more: Click Here: Personal Finance Wiki.

We have age-specific guides too!

15 to 20?

[18 to 25?](https://www.reddit.com/r/personalfinance/wiki/young

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

30-day challenges

We are pleased to continue our 30-day challenge series. Past challenges can be found here.

This month's 30-day challenge is to Track all spending! It is important to track your spending to avoid having lifestyle inflation sneak up on you (even if you are financially comfortable). If you don't know where your money is going, you can't make intelligent choices about spending and allocating your money for maximum benefit. Here are some tips to get you started:

• Select your tools. Anything goes here and you should use whatever works for you. Options include pen and paper, spreadsheets, the [envelope meth

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people

If you need help, please check the PF Wiki to see if your question might be answered there.

This thread is for personal finance questions, discussions, and sharing your success stories:

1. Please make a top-level comment if you want to ask a question! Also, please don't downvote "moronic" questions! If you have not received your answer within 24 hours, please feel free to start a discussion.

2. Make a top-level comment if you want to share something positive regarding your personal finances!

**A big thank you to the many PFers who take time to answer other people