**UPDATE AS OF 6/6/8:**
Title loan was paid off today and I have my title back. Hate seeing the money leave my account but it was for the best. I'm looking at things from a time-value perspective. Now after I tackle this CC debt I can begin saving a bit more aggressively. Thanks for telling me what I needed to hear and not what I wanted to hear. I appreciate all of you!
Hello,
Last year was tough. Contract expired, dried up savings, and I was on the cusp of being evicted, so I had to take out a title loan on my car to avoid that. I got a job around that time, but my check(s) wouldn't come in until a few weeks after rent was due. During this time, I also applied for another credit ca

