Just_Cos

I’m finishing my BA in psych and looking at this program. I’ll finish my pre-reqs in the spring. I’m concerned about getting in. 200 applicants for 20 spots so not one of the worst I’ve seen but nerve wrecking.

Question: Should I take a year off and work in the field for experience?

I have no experience/research and I’m having a hell of a time finding any. I’m starting a volunteer opportunity once a week but it’s not super related. I feel very lost.

He told one of my friends he makes ~$700 a day and isn’t actually homeless. He just wears some ragidy old clothes and pretends.

Exactly as it says. I'm in psychopharmacology and it's a pretty difficult class. I need a study buddy or a tutor just to make sure I have the information down. Please send PM :)

As title states, my neighbors have selected a trainer that believes in some sort of dominance training. I overheard Trainer telling Neighbors to jerk their dog around by the collar back and forth until he (Max) stops barking (trying to train manners when people come over). It sounds AWFUL. I was in tears over listening to this dog scream and cry.

Neighbor isn't bad on purpose. They had a new baby and were thinking about relinquishing the dog to a shelter because he was so hard to deal with, but they have instead opted for training! I think it's great. Until they picked this guy.

Most of my information is through my other neighbor as I do not have direct communication with the owners of Max

Hi PF, I've used you a couple times and loved the results. I just want a critique of my budget and where I should be for saving for retirement and home ownership.

Me - 26F SoCal/Orange County area

Income - $70k/yr

401k - 7% (no match offered by the company)

ESPP - 15% (we get great discounts on stock this way)

CD - $16k (Locked in for 3 months at .45%)

Investments - $53k (Raymond James)

Savings - $4k

Debt - $500 credit card (I pay it off monthly and is used for expenses listed below, not additional)

Rent - $575

Utilities - $75

Cell - $0 Family plan

Food - $200 in groceries ~$200 in eating out, coffee, snacks, etc.

Car - $75 (Fiat lease DON'T DO IT!)

Insurance - $238 (2000 Maz

Hi PF,

My family has used the same financial adviser for 4 generations (he was really young when my great-grandparents switched to him). I invested $52k with him in September of 2016. Now, I know that is not a long time and I'm aware for any real growth I will need to leave it in there for years. I'm just wondering if what I'm seeing is, normal? if that's the word?

The first few months the account dropped to $51k and change. Now it is back up around $53k. I have my own Etrade that I play around with and I usually average 9-11% returns over the past 3 years.

Questions:

1. Should I move the money from being handled by the adviser and do it myself?

2. Use a different adviser all together?

Really hope this is the right place.

My grandpa and I are on the same phone plan but he runs it for the most part. He is getting older and I have taken over a lot of the bills. I was looking at the Verizon account and noticed a $10 charge I did now know about. Turns out it was a hot spot device they pushed him into buying. It was free with a 2yr contract at $10 a month. I was not aware or I would have said no. He has hot spot on his phone and so do I. It was the store taking advantage of an old man that clearly (its pretty obvious) should not be making these decisions.

I called Verizon to get it removed and return the device. Turns out, he signed up for it over a year ago. There is a $14

Really hope this is the right place.

My grandpa and I are on the same phone plan but he runs it for the most part. He is getting older and I have taken over a lot of the bills. I was looking at the Verizon account and noticed a $10 charge I did now know about. Turns out it was a hot spot device they pushed him into buying. It was free with a 2yr contract at $10 a month. I was not aware or I would have said no. He has hot spot on his phone and so do I. It was the store taking advantage of an old man that clearly (its pretty obvious) should not be making these decisions.

I called Verizon to get it removed and return the device. Turns out, he signed up for it over a year ago. There is a $140

I'm interested in factual or academic books on psychology. I enjoy reading about abnormal psych (bipolar, schizophrenia, etc), autism, and learning behaviors.

I'm not very picky about the author. Preferably grad level or lower for reading comprehension.

Thanks everyone!

25F, 5'3", 120, White, about 1 day, left knee.

I have degenerative cartilage in both knees from sports. My right knee is actually worse. Asthma and TMJ, I feel are unrelated but hey. I'm used to pain in my knees and I can't twist certain was but recently when I bend my left knee with any pressure (think of a squat) I have extreme pain in my left knee. It's more towards the outer edge and it does not take a lot of pressure for the pain to appear. At approximately a 135 degree angle.

I am traveling for business so I cannot seek medical attention at the moment. If it gets extreme of course I would anyway. I will schedule an appointment with my doctor for a new x-ray when I get back. I've just