I noticed this today in my brokerage account

APY as of March 9, 2023*** 4.10%

It's a new line. Down below I see

***Annual percentage yield (APY) for the Vanguard Cash Plus Bank Sweep program will vary.

Does anyone know what this is? And how long I've been unaware of it?

Is there a calendar I can subscribe to? Some other method?

For us, it makes more sense to take the Standard Deduction. I inputted the above into Turbo Tax. Will TT report these values along with using the std deduction? Or just the std deduction.

I ask because if I am not going use these values, I'd rather just not report them at all. Why give up more info than necessary.

1st time using TurboTax.

Will I be able to upload this into TurboTax? If so, any specific instructions or steps involved?

It was pretty cool to be able to upload my W-2 the other day. Not that that was going to be difficult.

Thanks

I received an email overnight from the "IRS" telling me that I have a little over 4k refund coming my way once I down the attached forms and fill them out to prove my identity. Someone out there will fall for this. Do not let it be you.

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After the last annual calculation we noticed that you are eligible to receive 4,112.32 USD. To submit the application electronically please download and fill out the attached form.

Important Notice: your refund will not be processed unless you confirm your identity. We will be in touch soon with more info.

This letter is just horribly written. Like why would the IRS tell me that the amount to be received will be in USD? D

Is there a way to view or generate the vocabulary you've learned so far? I saw online instructions that said to click on more (...) on the website but did not see them.

Thanks in advance

Edit: OK after we packed up from Christmas, I had more time to dig into this. It appears that Duolingo removed this capability from the Web browser version when they migrated over to the current path view. :(

However, I did find a Chrome extension that does provide it! :)

Duolingo Vocabulary Downloader

When I used it, I was able to download a .csv file with about 215 words. Examples

• chaves
• cavalos
• amam
• carne
• fala
• os
• não

It looks like I have some cleanup to do with accents. If yo

I've had these points for years. Currently at 1,026,443. Aside from using them for short stays, which I sometimes do, what else can I use them for?

Edit: Thaks All! Some really good suggestions.

Will this work?

Sell VEU and buy VXUS

Sell VTI and buy VOO

I have about 26k in losses I can lock in right now. No gains to offset them this year. I plan on reversing these transactions in early December.

Edit: I don't want to run afoul of the wash rule

Investing in Vanguard ETFs is now even simpler | Vanguard

This just came out today.

I am on vacation in Vail with my wife and three other friends. We all have iPhones (13s or 14s). My wife and I are on ATT and the friends are on Verizon.

When we look at current temperatures on the Apple Weather app, my wife and I show a temperature that is 8 to 10 degrees cooler than our friends. The only diff that we can pinpoint is the service provider but that seems far-fetched.

If it helps, right now it is 9:29 am in Vail, and the temperature is 37 degrees.

We are all using the same weather app. The one that comes with IOS. we are all using the same IOS version.

I have 2 domains that I was thinking about moving over to Proton. I just signed up with SL and see that they too acccept domains. WHich one is better?