LimFinn

Mid-30s single income family of 6. I invest enough in my 401K to max the company match. Max out HSA, max out Roth (just started last year...). I have a sub 3% mortgage. I'm torn between investing vs paying down the mortgage... I really like the idea of getting rid of it, but I also know that doing pretty much anything else with that money will be a larger ROI... Thoughts or comments appreciated!

Found him.

I have been looking for years for the pair of shoes I had in highschool. They were black with orange stripes. At the time, I thought they were limited edition sambas, but based on their appearance, now I'm not sure. They definitely had the traditional samba rubber sole, but the upper didn't have suede. Instead it had multiple leather ridges like the copas or modern samba JP. I'm fairly certain that they had Nederland printed on them somewhere. I would have owned these somewhere around 2005 +/- a year or so. Any help identifying these would be much appreciated!

Pre-teen daughter wants to learn how to play. Definitely prefers acoustic sound over electric. Would the mini koa plus be a good first guitar? It is a bit pricey, but I want to get her something that will encourage playing.

I currently have a 955 solar. Works great, but would appreciate having ECG and a real flashlight. However the biggest feature I'd like in an upgrade is LTE. Are there any rumors of a 975 or 970 pro with LTE? Or and Enduro 3 LTE version? I like the size of the 955, but could probably be okay with slightly bigger. The price of the Fenix 8 pro is the big turnoff... I also like MIP pretty well.

Finally done. May 2024 was 10 years. 2 months wouldnt count from 2014 and 2016 (buyback submitted in 2024 but no updates). SAVE forbearance caused delays, but was able to get 1 month processing forbearance and a March payment to get me from 118 to the finish line. Never thought it would happen, but it finally did.

Like all of us in the 115+ group, I feel like I'm trying to make it out of a burning building while dodging collapsing beams only to keep finding locked doors at every turn. I finally was able to get a month of processing forbearance for 2/25. My payment is tomorrow. I've read of people submitting their ECF too early and end up in a processing forbearance that won't count the 120th payment. How do I avoid that while submitting as early as possible?