Newfoundplanet

Yesterday I received dozens of texts, emails, and phone calls from multiple payday lenders saying my application has been accepted. Obviously someone got a hold of my information, but I’m not sure to what extent. The emails have my name and my email address, but I don’t know what other information may have been used. I’ve already locked my credit and set up fraud alerts on the three main credit bureaus but I’m unsure what else I need to do right now other than monitor my credit. I’m hesitant to reach out directly to any of these payday lenders, just in case there’s something a bit more nefarious happening here.

Any suggestions?

Prior to telling my parents I was getting a divorce, I texted to see if they were both going to be around at the same time. When I called, my mom immediately jumped to the conclusion that I was telling her we were expecting another kid… Honestly, I’m kind of laughing about it now, but holy shit what a misdirect. Fortunately they were both understanding.