OfficialOverlord

u/OfficialOverlord




r/legaladvice•

Location: Bay Area, CA

I’ve been without heat since September 2025. My home warranty company (First American - FAHW)'s own contractor confirmed a cracked heat exchanger and recommended full replacement in November, but we are at an impasse over the costs. FAHW is offering me two options: 1) pay $3,994 in "modification costs" to have the furnace replaced, or 2)receive $1,763 cash-out($1583.03 Furnace, $180.00 Installation cost)

Contract says "IF COMPANY DETERMINES THAT A PACKAGE UNIT OR THE CONDENSER OF A CENTRAL AIR CONDITIONING OR HEAT PUMP SPLIT SYSTEM MUST BE REPLACED, COMPANY WILL REPLACE THE UNIT WITH A UNIT THAT MEETS CURRENT FEDERAL, STATE OR LOCAL GOVERNMENT EFFICIENCY STANDARDS"

10

r/legaladvice•

Location: Bay Area, CA

I’ve been without heat since September 2025. My home warranty company (First American - FAHW) has admitted the furnace needs a full replacement, but we are at an impasse over the costs. FAHW’s own contractor confirmed a cracked heat exchanger and recommended full replacement in November. FAHW is offering me two options: 1) pay $3,994 in "modification costs" to have the furnace replaced, or 2)receive $1,763 cash-out.

Contract says "IF COMPANY DETERMINES THAT A PACKAGE UNIT OR THE CONDENSER OF A CENTRAL AIR CONDITIONING OR HEAT PUMP SPLIT SYSTEM MUST BE REPLACED, COMPANY WILL REPLACE THE UNIT WITH A UNIT THAT MEETS CURRENT FEDERAL, STATE OR LOCAL GOVERNMENT EFFICIEN

11


r/4Runner•

Max caster angle?

🔧 Modifications

Just put on 305s. What’s the max angle of caster I can run? Camburg UCAs, King suspension, -35mm offset SCS

Had the alignment shop set to 4 degrees, but tires still rub the frame a little bit.

02

r/legaladvice•

Location: California

A few weeks ago, my wife (who was 9 months pregnant at the time) and I were at a major home improvement big-box store in California. While walking through the outdoor Christmas tree display area, we witnessed an on-duty, uniformed employee with his genitals fully exposed, urinating between two sheds in front of the store. We were only a few feet away.

We reported it to management and corporate executive office because of the distress it caused my wife so close to her due date. The district manager initially verbally offered us a few thousand dollars.

A claims adjuster from the company’s third-party insurance administrator called me. She was extremely adversarial and

011