Gourock-Dunoon service will operate a single vessel timetable until further notice.
During the amended timetable, a replacement shuttle bus service will operate for these sailings:
Mondays - Saturday
Depart Gourock – 10:15
Depart Dunoon – 10:45
Mondays & Fridays
Depart Gourock – 11:15
Depart Dunoon – 11:45
Reason - Technical
Does anyone know how exactly these particular ferry crossings work? How long does the shuttle bus take overall? Presumably, it takes longer than the normal 25 minute crossing?
Lack of mortgage availability aside... how much does it cost to buy a house in Scotland? I'm saving up but it's hard to know what my LTV is looking like without a full breakdown of various costs. If possible, could someone detail what they had to spend?
I'm aware of a few unpleasant quirks already, some of which specifically apply to Scotland:
if you bid over the valuation, the mortgage will not cover this. E.g., a £20k deposit, valuation says £200k, you bid £220k - you've got a 0% LTV as far as the bank is concerned as theoretically that extra £20k is not secured against anything. How much over/under the valuation did you bid and what was the mortgage provider's view on this?
My deposit from my last flat tenancy, which ended over 2 weeks ago, is still in the deposit protection scheme. The letting agents say that they're unable to visit the property to conduct and inspection because of coronavirus (despite it being empty). I'm inclined to think this is not my problem and my money ought to be returned in a timely fashion. But I can't find any requirement or timeframe for this to happen (cf. the start of the tenancy, where the money it must be placed in the scheme within 30 days) in the guidance about the deposit protection schemes.
I can apply to have the money refunded on my end. Is this a bad idea? Or shall I just do it and let them figure it out?
Title basically says it. My reading of the rules says this is not allowed but it's hard to understand why a large letting company would try this on if not. Am I wrong?
In Scotland, landlords and letting agents can only ask tenants to pay for:
rent
a refundable deposit (which can't be more than 2 months' rent)
Any other charges to tenants are called 'illegal premiums' and are against the law. They include charges like:
administration fees
credit checks
holding fees (including refundable and non refundable fees)
If a tenant thinks they've been charged an illegal premium, they may be able to claim this back and their landlord may be guilty of an