SolidWolverine-25

80k mortgage @6.25 less than 1 year

15k credit cards $450 per month minimum, finally in a spot where we haven’t needed to use them at all

My thoughts and questions are about whether I should get a 2nd mortgage of 20-25k vs 50k at 7.5% for 20 years. I need to pay credit cards and get a new car. I want to get a tractor and house furniture and appliances. And still have some left over.

If I refinance now it will be a lower interest rate on my mortgage but I will have lower credit score. Also 450 going to credit cards per month vs 200 for 25k and 400 for 50k.

Will removing the credit card debt and having less money going out every month boost my refinance if I wait and take the 2nd mortgage.

80k mortgage @6.25 less than 1 year

15k credit cards $450 per month minimum, finally in a spot where we haven’t needed to use them at all

My thoughts and questions are about whether I should get a 2nd mortgage of 20-25k vs 50k at 7.5% for 20 years. I need to pay credit cards and get a new car. I want to get a tractor and house furniture and appliances. And still have some left over.

If I refinance now it will be a lower interest rate on my mortgage but I will have lower credit score. Also 450 going to credit cards per month vs 200 for 25k and 400 for 50k.

Will removing the credit card debt and having less money going out every month boost my refinance if I wait and take the 2nd mortgag

I stayed at my buddy’s house in high school and he had a big tittied sibling just a year older. I “slept” on the couch and then she came out and sat with me then took me into her room where she sucked me. She always brings it up when we’re by ourselves about how she can’t leave my big dick alone.

Got a massage with my wife and caught a boner when she went up my legs and she told me to flip over after it became prominent.

my 29/M wife 27/F 6 years long relationship, does not prefer to be on top, she knew an ex gf and I guess heard stories from her that intrude her mind when doing the deed. (understandably) I try to help these thoughts (by not talking about them or creating situations to provoke them) but that is the excuse when I ask her to get on top. Is there any advice to make her want to get on top of me and feel comfortable doing so?