Tactical_Chonk

Hey All, Hoping someone can point me towards someone. I want to put an offer in on a house, have pre-approval. I don't have a lot of CASH, I can afford the house due to Kiwisaver and buying at the bottom of the market.

My mortgage will be lower than my rent by 200 which is why Im doing it. I need someone that can quote me a fixed price to do a once over of the S&P and facilitate transfer of funds via a trust.

Have any of you used someone that offered something like that? Anyone been shafted by a local firm?

Hey all, Have any of you paid to have a nintendo switch repaired in Hamilton? Kids switch lite has stopped powering on, curious what it might cost or where to go. Anyone had a bad experience?

Hi again, I posted here last week about should I buy or keep renting and the suggestion was I should buy.

I have since gone to westpac and got pre-approval for a home loan using kiwisaver as the deposit. The application had no fee as it was a high LVR not the Kaianga Ora 5% deposit application. The bank employee advised me that the 5% version has a $4000.00 application fee.

I assume this is a Westpac fee, but I cant find reference to any application fees online. I will seek more advice before I go forward with a loan, but just wondering does this application fee sound right? Have you had a 5% deposit kiwisaver first home loan without an appliaction fee?

I'd like to use the 5% option as I

Hi all, Im 42 seperated (divorce in 1 year if that matters) 2 kids i have 50/50 care of, week on week off. Renting, debt free (no student loan) and no savings.

Rent is my biggest cost and Im thinking do I buy or stay renting for a bit longer?

Fortnightly costs: 166 Electricity 50 internet 46 mobile 26.00 car insurance 9 disney+ 500 groceries 1220 rent 70 petrol

Total $2,087.00

Rest gets spent on incidentals, kids, clothes etc. Anything spare goes towards building a 3 month buffer, this is sitting at 1.5k it goes up and down

I meal prep work lunch and dont buy cofee, i dont think there are any more pennies to pinch.

My kiwisaver is at 64k If i go for a 30 year loan for a 3 bedroom hous

Hi all, Crappers backed up and spilling out on the lawn. Need someone to come give it a good blast, pref tomorrow. Anyone we should avoid?

Hi, did anyone see the scuffle on ward street/worley place with the tow truck driver? Looking for any witnesses who may want to make a statement or who may have recorded the incident.

I saw a few posts in the lead up to todays release. Its at Pak n save, smells and tastes like grape hubba bubba bubblegum. Cans are on special but not by much 2.99 or something

Wtf was that? Steady bursts like 3-4 pops in a row and a couple others almost like a shoot out

Who else saw that and shit themselves?

Hi Community, hoping this may grab the attention of some of these agents so we can get some clarity.

First, the average person does not believe that Psionics are real, I.e. Jim down the street has never had a telepathic conversation, seen someone move something with their mind etc.

Second, a lot of people are 'open' or receptive to the possibility of Psionics. They may have a family member or coworker who has had a psychic reading, does astrology etc.

So I believe that with some small interaction with Psionic phenomena, the number of people that bileive they are real would grow. Then Jim down the street may also believe.

How do we achieve this? Well Psionics need to come out of the bl