TobyM

u/TobyM


r/ThrillOfTheFight•

I sometimes get dropped when going in for the clinch, to recover after taking a hard shot that makes vision go gray.

This happens with hard punchers like Spider on outclassed. I think I’m getting caught reaching up, which leaves me open to hooks.

Also when leaning in, the view is literally from inside the opponent, and sometimes seems to go through then so I lose the opponent to the side or behind me.

So how are you supposed to clinch…just lean in, or put hands on the opponent’s shoulders?

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r/Bogleheads•

I recently changed jobs and opened a 401k under the company provider. I am putting 100% of contributions into VITSX which I understand to be the same as VTI but with 0.03% fees vs 0.04%. I have other accounts (rollover) that contain BND in a ratio that I am comfortable with.

In setting up the account, the disclosure page said the following:

An annualized asset fee of 0.6% or less will be charged for administration upon the total assets in your company’s plan. This is the highest rate, and your fee may be lower if the plan reaches a qualifying breakpoint. While the funds that comprise each portfolio also have fees associated with them, called an “expense ratio”, these fees, which are b

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