UncreativeTeam

u/UncreativeTeam


r/amex•

This is after the first year anniversary so no SUB/welcome offer considerations, and I know they'll refund you the AF difference. But what happens to monthly/annual benefits?

For instance, Platinum gives you $15 Uber/Grubhub credits at the beginning of the month, and Gold gives you $10. If you get the $15 credit on Oct 1 on Plat, could you use it, and then downgrade to Gold? Would they give you $10 more again?

What about for the different travel credits? Would they claw back your $200 airline credit on Plat if you use it, but don't complete the year?

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