I’m currently sale agreed on a 2 bed apartment in central Dublin and have a loan approved from the bank with 4 years fixed at 1535pm on 29 year term (I’m 40) My current take home is ~5k pm
I wasn’t really too concerned about it until I read a recent thread here about people talking about what their mortgages were and not a single person in that thread had a higher income to mortgage repayment than I will have if I accept this mortgage and now I’m starting to worry I’m biting off more than I can chew.
Context I work in tech and have survived a few rounds of layoffs at my company. Im currently defintely underpaid for my role but I’m currently living with my parents in the country after g




