WT5Speed

At what point does it make sense to pay cash for a fender bender instead of going through insurance?

I was backing into a parking spot when a passenger in the vehicle in the next spot opened their door and I backed into it. No damage to my bumper but damage to door. I asked the owner to get an estimate from a body shop and it came out to ~$4500.

My premium for six months for my vehicle and my partner's vehicle is only $2165. It seems like I should tell the other driver to go ahead and claim on the insurance.

Is there anything I am overlooking?

Anyone know a place in town that has one in stock?

My current job has a defined benefit pension. Monthly benefit at retirement (as early as 62 with no penalty) is calculated as $85×(years of service credit). I currently have 6.3 years credit and am vested. I average 1.1-1.2 years of service credit per calendar year.

I currently contribute 12% to my 401k in addition with no match, balance is $38k. Last year's gross income was $130k, projected gross this year $140k.

I am considering taking a salaried position without pension. 401k match is 6%.

I am 34 years old. How much more money should I ask for to match my pension benefit? I am planning on working until 65. Thanks.

What are you guys using for trace gas for low pressure chillers?

I've always used R-22, but the manuals were written well before R-22 was $1200/jug. Is there anything about R-22 that makes it a better trace gas than 134a or 410a?

I want to put a metal building on my property with living quarters either on the side or on a second story.

Does anyone here have suggestions for general contractors for a project like this? How large is your building and how much did it cost?