_Embarrassed_Mess

My current aggressive fund closed to new investment recently and I am looking for a new one. Not KiwiSaver, just general investment.

I want a very aggressive fund but I don't want to invest in tobacco, munitions or pornography. It's not a long list of exclusions but it's important to me.

All the ethical funds I can find are not very aggressive, and the more aggressive funds I have seen don't have any exclusions listed.

I am not worried about country, for example I am quite happy to invest in US focussed fund. I can't invest in anything that has an initial minimum investment of 10k or more.

Does anyone have any suggestions?

Does anyone remember a scene, I think from the first half of FMA 2003, where Edward falls/jumps into a river or canal and has to be pulled out because he sinks (due to automail). I think he is pursuing a suspect, maybe Scar, at the time. I cannot find this scene but I swear I didn't imagine it.

It's definitely not from brotherhood because I haven't seen that yet.

So Simplicity is pretty good but it had a large % fixed interest and even cash in the growth fund. Are there any similar non-Kiwisaver funds (passive and cheap) available that are more aggressive?

I thought about Vanguard through Investnow but I would prefer a PIE fund.

I'm in a timezone several hours ahead of Europe/America/most places in the world so midnight mass and morning services are over here.

Debated not going this year but ended up rounding up some relatives at the last minute and made it to the Cathedral only ten minutes late... it was lovely, beautiful way to start Christmas.

So for all of you in later timezones, I encourage you to go to your local service.

Is anyone else experiencing this? My sim will finish a task, walk somewhere to begin a new one, then teleport to the original location and have to walk back over again before they can start the new task. It's very annoying!

At what age/stage in life does it become important to have a will?

If you are young, have no partner, no children, no house, no car, does it matter if you die interstate?

I don't expect to die anytime soon but this article got me thinking: https://www.stuff.co.nz/business/money/107075695/package-deal-kiwisaver-and-a-will

So my Kiwisaver is with Simplicity (growth) and I was looking at joining InvestNow to put some money into the Vanguard funds.

But today I was reading the breakdown for Simplicity and it seems much of the Kiwisaver money IS in the Vanguard funds.

Is it still worth signing up or should I just chuck the money into KiwiSaver? Pros and cons?

If you have Kiwisaver but haven't contributed $1043 or more in the past twelve months, now is the time to make a voluntary contribution if you can. You have until June 30th but remember payments can take several days to transfer so sooner is better.

A 50% government match is probably the best return you'll ever get! So check your kiwisavers now. Even if you can't get the full amount together, you can get a partial tax credit on what you do contribute.