acmed

I just started playing EHM and I’m really digging it but I can only find facepacks for modded databases. Looking to see how I can get player pictures for the Default (2016) database. Thanks!

Bought a house in June and looking to refinance. Below is my current 30 year loan and a refi estimate I got from a lender:

**Current Loan**

6.5%

$250k balance (originally $252k)

$1,592.82 P/I per month

**New Loan**

5.99%

$252k balance

$1,509.25 P/I per month

I got a bunch of lender credits that will net me $800 in cash.

Seems like a no-brainer with the cash back and lower monthly payments, but just wanted to see if there’s anything I’m missing. I don’t love the loan balance resetting but it’s pretty insignificant all things considered.

I plan to refinance in the next year or so when rates hopefully drop again. Not sure if that changes the calculus.

Any insight appreciat

Hi all. I'm a 26 year old guy looking to get rid of my love handles and build some muscle. I'm 194 lbs at 5'11". I've been going to the gym for about three years now, but wanted to take it a bit more seriously to increase my strength and look a little better in t-shirts.

I've been working this program over the last couple of weeks and am able to hit it without much fatigue, I'm wondering if there are any muscles I'm overworking or underworking. In particular, I feel like I could use some more tricep and core movements but not sure where I can fit that in.

This is a 4 days/week program but I've been more recently coming around to 5 days/week. I also try to fit in at least 5 miles of runnin