ame45

Just ended my grace period and paid my first payment , Nelnet is processing it so I got the email that I am past due. Should I disregard every time or plan to pay early? I can’t do auto pay at the moment

This is all over the place I’m sorry ! So, I graduated in December , just moved back home with my parents and transitioning into becoming a full on adult . Mind you , I’m 24 from a Hispanic family. I grew up with pretty strict parents and my mom means the world to me. I never felt ashamed or wrong about the way I am until I recently started dating a guy two years older than me, but has been on his own since he was 18. He has been able to do whatever he’s wanted since forever and I have not , and I never minded until he straight up told me it’s wrong that I’m this age and still have to let my mom know what I’m doing. It’s not about my age, it’s about respecting my mom whom I still live with.

I have no idea how loans work as I’m a first generation grad. As I looked more into my loans they’re broken up into disbursements. My question is : if I pay my monthly payment , can I also do a large sum to tackle my smaller loans? For example I’ll be paying $235 a month , but one of my loans is $500 can’t I just pay that together ?

So I am a first generation graduate and I honestly had no idea what I was doing. After looking at my loan it’s at $38,000. After freaking out for a few days , I looked more into it and the website my school uses has my disbursements broken up into different parts with the total and interest rates. My question is , if I pay my monthly payment , can I also pay larger sums to tackle the disbursements one by one ? For example my payment will soon be $235 a month and one of my loans was $500 , can I just pay that at once ? any information would be greatly appreciated .