anonMLS

Last week, it looks like Barchart blocked access to its servers from pre-Nougat versions of its app. I had used this service for 5 years to monitor the stock market. It was very reliable. Does anyone know of a still-functioning app that I can sideload which still pulls real time or near-real time data for US equities?

I am aiming for dividends at the qualified dividend rate.

I have noticed that similar capital lenders like Ares are classified as BDCs, meaning their dividends are taxed as ordinary income.

However, from what I've read Blue Owl (OWL) is not a BDC, but a holding company for several BDCs including the retail OBDC that has spooked the market.

If I buy shares in OWL, this means I am eventually taxed only at the qualified dividend rate? But if I invest in OBDC, I am taxed at ordinary income?

Background: I've blown a lot of microSD cards and some external SSDs attempting to migrate data from one to another. Usually, it would be moving a hefty number of files from say a Samsung 8 TB drive to a microSD installed in my laptop's reader. I appear to have destroyed my microSD reader when I accidentally nudged one transfer, initiated a volume error, and made most of the data on the microSD unreadable.

I primarily use my laptop PC as the USB hub the data transfers to, but it always defaults to the very slow 10 Mb/s transfer. I need to use it, so just leaving it alone for 2-4 days isn't really an option.

I am looking for a simpler device that's entire purpose is to transfer data fast. S

I want to liquidate my parents entire 401K this year. Reason being, they want to maximize social security income but the RMD puts them in the 32% tax bracket. It would take over 20 years to liquidate the entire 401K just withdrawing the RMD, and their bracket minus the RMD is 22%. I figure, taking the 50% hit right now and reinvesting the capital in equities where you aren't obligated to sell them every year gives them much stronger income control. 401K growth outpaces RMD withdrawls.

My question is if there's tricks or tips to lessen the gigantic 50% tax burden going out in a single year. I know the ultra wealthy do stuff like sell assets to a shell company they own and declare that as a t

I want to liquidate my parents entire 401K this year. Reason being, they want to maximize social security income but the RMD puts them in the 32% tax bracket. It would take over 20 years to liquidate the entire 401K just withdrawing the RMD, and their bracket minus the RMD is 22%. I figure, taking the 50% hit right now and reinvesting the capital in equities where you aren't obligated to sell them every year gives them much stronger income control. 401K growth outpaces RMD withdrawls.

My question is if there's tricks or tips to lessen the gigantic 50% tax burden going out in a single year. I know the ultra wealthy do stuff like sell assets to a shell company they own and declare that as a t

I created an account with TD Ameritrade in 2007 and walked away from them after the 2008 crash. I created my Schwab account in 2014. My understanding is I can't create 2 Schwab accounts with the same SSN, any new account would go under the same login.

Is it possible for me to access my old TD Ameritrade account with the separate login? I want to use the separate login to use the Stock Screener while I'm at work without using the login credentials to my real account.

I'm receiving a "Sorry, we're unable to process this request online as additional changes may be required for your account." I was able to upgrade online last year, what happened?

I got the Chase IHG Premier card. It gives 165K points bonus if I spend $3K in the first 3 months.

I reserved a 3 month stay at Candlewood Suites which is $8K, however, none of that is being billed onto the card until the visit concludes at the end of 3 months. This means I will miss out the bonus points.

I don't really want to use this card for anything except hotel since Chase is not my primary bank. I would like to pay 1.5 months of Candlewood Suites which is $4K so I can get the points. Is it possible to get those charges sent to my card right now?

Commute is costing $200/week in gasoline. Thinking of staying at Candlewood Suites for >6 months. Gives me more of my life back. Quoted at $70/night but only get that rate if I book 3 months at a time. IHG says I can max book 3 months at at time. That's still a lot, how do I lower that amount?

Reading this sub, I get an account with IHG and maybe get their credit card. Don't get points until I check out. Points can get you free days. So, if I stay >9 months, I book 2 sets of 3 months each, then start to use free nights for the 3rd set?

I'm a Wells Fargo customer, was thinking of getting Autograph Journey which is blanket x7 points on hotels. About $250 back per month in rewards. Is gettin

My widowed mother inherited a $1M 401K from my father and wants to withdraw all of it. She makes about $70K from Social Security and a RMD comes out to around $40,000 (after withholding, it's about $70K gross). She also earns $45K in dividends per year.

It has been 2 years since my father passed and she did not take advantage of the surviving spouse benefit, and insisted on merely withdrawing the RMD. Of course, she changed her mind in the year after the benefit no longer applies.

So total taxable income, counting the RMD is around $185,000/year. This is just a hair below the $197,300 that kicks her up into the 32% tax bracket. She doesn't want to pay 32% taxes and is afraid the RMD will f

I sold a stock at a loss, then bought twice as many shares at the lower price. I have a disallowed loss on the shares I had previously.

If I sell half my shares, will that allow me to realize the loss and my cost basis will recalculate to the lowest price I paid?

Example: Bought stock at $40, sold at $20, now my cost basis is $25/share. If I sell half will the remaining half now be at $20/share and I get to declare the $10/share loss on the half I sold.

I am shopping for a brown 3pc suit for everyday wear. I like tweed suits (outside of how rough they are) but those seem restricted for fall/winter wear. I have tried them on and they are way too hot.

What kind of wool fabric can I order that is good for everyday weather? I'm looking for something that might leave me a little cold in winter, a little hot in summer, but is wearable in those climates. Ideally, without losing any of the durability of a heavy wool suit. Perhaps a silk/wool blend?

Also, is silk a bad choice of material for the jacket lining for an everyday suit?

My Gmail account is being deactivated and I want to bleach it. I have deleted all emails but the addresses are apparently still accessible if you try to do searches in the search bar. I have no Google activity to delete but those emails are still present. Tips for removing them?

Windows PC

I was moving a file from one folder to the main directory on my SanDisk 1.5 TB microSD and now Windows says it doesn't detect a volume. The transfer had stalled, then I had a power outage. Android doesn't detect anything either. I'm prompted to format the disk.

Usually, when something like this happens, Windows prompts to fix errors before reading the device. This time I'm not given such a thing. I am using Disk Drill but it is telling me it will take 6 days to fully scan. I know the files I want to pull. I am looking for a faster, less risky solution (another power outage resets the counter). It seems to me like only the allocated volume for the transfer was corrupted.