anotherguyishere

I work as a contractor, and in my field some ppl take 6-8 weeks to get paid. As such, the pay may fall into the next tax year. In addition some employee's let you purchase annual leave, which has much the same effect, you can choose the income tax year for some of your pay.

Is there anything wrong with doing this intentionally when you know you have a low income tax year coming up?

Your house has burnt down and you are dealing with the insurer.

Who would you get advice from in this situation?

I cannot find much on google for this, and I recall reading in Barefoot Investor that when his house burnt down the insurer said they would cover the cost of the rebuild up to the limit, and instead he insisted they pay out the full amount which after some insistence they did.

I know some people where the insurer is planning to pay for the rebuild, and I'm not sure that is in my friends best interest.