borderrat

u/borderrat




r/boston•

Hello from the Southwest! I'll be visiting your fine city next week on an unexpected trip and I have a question about footwear. Are my dress shoes enough to see me through your snow and ice? I expect to do quite a bit of walking. Should I pack a pair of Iron Rangers or hiking shoes instead?

Seems stupid, I know but keep in mind I haven't even seen snow in 25 years.

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r/personalfinance•

I know this is usually condemned by r/personalfinance but I'll explain my reasoning:

The rollover IRA is about $9,500 and grows on average $500 a year. We earn about $150K a year and save more than 30% so it's a nice chunk of change but ultimately a drop in the bucket. In the meantime, our kitchen is disgusting and we intend to move in less than three years. I'm talking exposed wiring under an eighties era dishwasher, smelly plankboard cabinets topped with formica. Doors that don't square to their frames. Just old and ready for a new setup. Homes in our neighborhood tend to go for $650-$1M (we bought at $400K two years ago) with nice upgrades and didn't lose much value during the Recessio

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r/personalfinance•

We live in a $500K home with a $200K mortgage at 3.75% interest rate. It appears we have a chance to refi down to 2.99%. Does that provide a substantial savings? Or is our mortgage low enough that it wouldn’t make an appreciable difference?

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