childishnemo

severance.wiki

It's honestly really clean and stylish, just wanted to show my appreciation. Kudos.

Basically the title, went over the contribution limit for Traditional 401K. I had two employers this year, and accidentally went over the contribution limit by $160. Should I ask both employers to return the $160, and hope that one returns it by April 15? Or is it not worth it? I imagine they'd have to reissue a W2 and I'd almost prefer just filing taxes now and paying the penalty, assuming this doesn't cause headaches for me down the line. Is that a fair assumption?

Does anyone know where it grows wild? Or do you have some taking over your yard?

Want to be clear that I'm looking for cuttings, I am NOT trying to grow it. I feel silly buying cuttings when it's an invasive plant that people actively want to get rid of, so wanted to see if anyone was aware of local growths.

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edit: Bunny Tail grass is also acceptable. Adding images for reference:

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bunny tail grass

[pampas grass](https://preview.redd.it/srhzi2wa0mha1.jpg?width=1500&format=pjpg&auto=webp&v=enabled&s=f57

My employer provides a mega backdoor ROTH but I'm not currently using it. I am maxxing out my pre-tax 401k which brings my taxable income to around ~$115k. I DCA $2k/month into VTSAX/VTIAX, and the rest is in savings/i bonds.

I am wondering if I should take advantage of the MBDR - from what I've read, it seems like there is little opportunity for growth and heavy restrictions on when I can withdraw the money so I wonder if it is worth it, or if I should just allocate more to index funds.

I use IntelliJ but wow, it does not seem conducive to JSX. Really my only gripe is that it uses // for commented code by default which messes with the rendering, and I cannot figure out how to change that.

I'm a college grad just starting a new job and my employer uses Vanguard to handle retirement plans (woo!).

However, we don't have all the index funds available to fund our retirement plan. Below is the list of index funds we can pick from (not including target date funds):

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https://preview.redd.it/7sdjsd0pf2t91.png?width=2276&format=png&auto=webp&s=88012c4e03de0e1d080adf72ffe004cfd760f7ca

Based off of my research, I've selected the following investment mix:

• Vanguard Institutional 500 Index Trust: 50%
• Vanguard Extended Market Index Fund Institutional Plus Shares (VEMPX): 30%
• **Vanguard FTSE All-World ex-US Index Fund Institutional Plus Shares (VFWPX

Considering getting a bike rack, not sure if anyone has any recommendations