dangercrow

u/dangercrow


tl;dr Can I split a tracker, realise gains, and carry (un-realised) losses? What are the risks associated with it?


Apologies in advance that this is quite lengthy and potentially not relevant to most. Feel free to point me towards a more relevant place to post if that seems wise.


Last year I was fortunate enough to be able to make use of (most of) my annual CGT allowance.

This year, my investments (broad trackers) haven't produced as much return to be able to use the full amount, despite a larger amount invested.

I anticipate in the longer term that I will produce more capital gains over my life than CGT allowances I will have access to.

As such, I was wondering if the followi

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UK based, in case that's relevant.

Based on the examples provided by IBKR it appears margin rates quoted are in a 'simple interest' fashion, i.e. the one-night rate for GBP LIBOR is (0.62%+1.50%)/365 i.e. 0.581 bps

So, for longer holdings, the annualised rate would actually be (1+<above rate>)^365 i.e 2.14%, rather than the apparent quoted rate (2.12%)

Is that correct?

Aware this is a small difference in bps (at these rates) but wanted to make sure I was fully informed before I considered margin as a way of borrowing against some (buy-and-hold) securities.

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r/Guildwars2•

EDIT: Confirmed this original post was not correct. 10 Molten Boss gives 3

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It appears that each fractal gives 2 - regardless of tier, too. (based on recs, 18, 42)

Can this be reproduced by others?

Is it intended?

Either way, farming 18 (Mai Trin) is proving pretty profitable compared to World Boss Rush...

07

Stamp duty has reliefs for first time buyers.

However, it seems if multiple parties are buying a property, if one of them does not qualify for relief, neither of them get it.

However, its unclear to me what the situation is for married and non-married partners who choose to only buy in one persons name.

So, given two people, Jack and Jill, who are unmarried, I believe that if they both separately purchase properties, they both get stamp duty relief for being first-time buyers. Is this correct?

Furthermore, what happens if Jack and Jill get married before their purchase

27

r/AlmostAHero•

The wiki appears to be missing some info.

For example:

  • How much Aeon it costs to upgrade the gates
  • What the progress quests are

And it appears it's non-edittable, which is a bit of a shame!

Could those either be updated, or could people who are interested in that be given temporary edit perms (e.g. me)

I imagine that the devs updating / creating those two above pages would be best, short-term (since I e.g. don't have a full list of the progress quests) but longer term it would be good to see more up to date community edits :)

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TL;DR - Do these rates seem accurate? Have I forgotten anything common?

TaxStarts atMarginal tax impactTotal Marginal Tax Rate
NI Primary Threshold£8,16412.00%12.00%
Basic Rate£11,50020.00%32.00%
Student Loan Repayments£25,0009.00%41.00%
Higher Rate£45,00020.00%61.00%
NI Upper Earning Limit£45,032-10.00%51.00%
Child Benefit Withdrawal - Begin£50,000Varies51.00%
Child Benefit Withdrawal - End£60,000Varies51.00%
Personal Allowance Reductions - Begin£100,00020.00%71.00%
Personal Allowance Reductions - End£123,000-20.00%51.00%
Pension Annual Allowance Reductions£150,000Varies51.00%
Additional Rate£150,0005.00%56.00%​
83

r/IdleMinerTycoon•

If you have auto-updates turned off, you only get notified when the event mine is in the last 24 hours, that there is even an event mine at all...

I just spent the last 6 hours dropping every boost I had to get up to x200 in order to complete the event...

It's not like it's hard to get the app to go "you can't do this event until you update, but I'll show you it exists"

42

r/spaceengineers•

I've done some trips between Earth and Mars and their moons... but I can't find the alien planet...

Any advice on finding it? I've done some little jumps around in case it was hiding behind other planets, to no avail...

EDIT: To clarify: I just can't see it at all.

26

r/Thaumcraft•

I've been feeding a bully node, and although it's nice and all for it to have "ALL THE ASPECTS", what can I actually do with it?

The only thing I've figured out is as a wand recharge, the compound ones can be used as the equivalent of one primal... Doesn't seem that great for the effort I'm going to, in order to train it!

24


r/Anki•

TL;DR: How can I un-merge some decks after putting them all in one deck, given that I have a backup of the cards before any study was done, without losing my progress.

I started studying the Japanese Core 2k Anki deck. I chose one split up into 10 parts, thinking that it would seem less intimidating (mistake number one).

Having now completed one part fairly well, and coming up to completing my second, I found it was too easy to know what words were based on which deck they were in (homophones, that is). To remove this meta-information, I had a brilliant idea! Just merge the decks! (Mistake number two)

Having now merged the decks on my PC, sync'd it to my phone (mistake number three) and

14

r/Blightfall•

Any tips on solving the following problems:

  • I'm struggling to create a good variety of food
  • I don't have enough ore to create a decent amount of armour
  • I'm struggling to increase my reputation (my team-mate is a scout with not a lot of food or armour, see above)

I'm not familiar with the mods as much as I could be, so any links to other tut's would be handy. I have seen: http://blightfall.wikia.com/wiki/Category:Thaumcraft and https://www.reddit.com/r/Blightfall/comments/3ppg98/blightfall_tips_and_tricks/ and try to use the wikis where possible, but it's still tough.

419


r/deeptown•
  • Rubber - 100
  • Aluminium Bar - 200,000
  • Copper Nail - 150,000

It's good to see a nice balanced event in which lower guilds can easily participate, whilst allowing higher guilds to achieve a theoretical 100+ tiers

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