tl;dr Can I split a tracker, realise gains, and carry (un-realised) losses? What are the risks associated with it?
Apologies in advance that this is quite lengthy and potentially not relevant to most. Feel free to point me towards a more relevant place to post if that seems wise.
Last year I was fortunate enough to be able to make use of (most of) my annual CGT allowance.
This year, my investments (broad trackers) haven't produced as much return to be able to use the full amount, despite a larger amount invested.
I anticipate in the longer term that I will produce more capital gains over my life than CGT allowances I will have access to.
As such, I was wondering if the followi
