CERTIFICATE OF SETTLEMENT AND RELEASE OF LIABILITY
DATE: December 30, 2025 CASE REF: HEI-SETTLE-2025-001 ASSET CLASS: HEI Digital Points
I. PARTIES This Settlement Agreement (the "Agreement") is entered into by and between the Transferor (Wallet ID: d311abae9c58ec898d31ac1d864b8713) and the Beneficiary (Wallet ID: 196fceec6188ec6dcdf56427bb3edf4b).
II. STATEMENT OF CLAIM The Beneficiary has asserted claims against the Transferor arising from a fraudulent 5-Bag endorsement. It is alleged that the Transferor’s material misrepresentation of quality induced the Beneficiary to engage with a product/service that failed to meet professional or social standards,