firstclassfloyd

Hey all,

Looking at the earning rate for Gold, I see:

2 MR per dollar spent on travel purchases (flights, hotels, car rentals, vacations, cruises, etc.)

Earn 1 additional MR per dollar spent when booking your hotel or car rental through Amex Travel Online

So I wondered if booking flights & hotels via Expedia.ca would count towards the 2MR for travel purchases? I tried searching the sub, but couldn't find a definitive answer. I'm not super confident with what Google AI said:

No, Expedia does not count as "travel" for the American Express Gold Rewards Card (Canada)'s bonus points or travel credit; you must book directly with airlines, hotels, or through the

Hi all!

I'm in the process of migrating my children's TD e-Series into ETFs. To do so, I am opening a new Direct Investing account to start the process.

Right now the way it's set up for the eSeries is that there is a separate "Mutual Fund RESP account" for each child. Pretty simple where each child has their own funds & balances.

However upon opening the new direct investing account, I notice that it's all under a single "account", as it's not separated by child. During the application, I had to set an "allocation percentage" for each child, where I set it to 50/50, so if I were to make a $1K contribution, it goes into the one account, but it's "split" based on the allocation percentage

Hi,

In preparation for the upcoming tax season, I'm planning on using my seldomly-used RRSP account (been throwing everything in TFSA first).

So I'm trying to decide how much I should transfer to my RRSP, and I'm analyzing the charts for the combined Federal & Provincial tax brackets. However I notice some (slight) discrepancies in the Income brackets from various sources.

For example - the combined charts provided from taxtips.ca & rrspcontribution.ca - are slightly differences. The incomes and tax rates are off when compared to each other. I compare these rates to [CRA website](https://www.cana

Hi all,

Going with a family with 3 kids, and I know that we'll be racking souvenirs along the way. Every few days when we're able to fill up a luggage, we're thinking of just sending that straight to the airport so that it'll be there on our departure date. This would relieve us of having to lug so many things as we hop between hotels. Is this something people do? I plan on using Yamato Transport for the luggage service.

Anything I should keep in mind with this plan? Our total stay in Japan is a little over 2 weeks. I'm guessing there's a "storage" fee that may apply just due to how many days it'll be at the airport?

Many thanks in advance!

I currently have my children's RESP's with TD, investing in the low-MER TD e-Series index funds. However, as it's nearing 10 years until the funds will be start to be withdrawn, I'd like to move some of the funds into balanced ETF's (such as VBAL or XBAL).

Since the RESP account with TD is only for mutual funds, I'll have to open a self-directed RESP account (Direct Investing). However, the trading fees are $9.99 (so 2x for when selling). I'd like to minimize the fee, so I'm considering transferring to another financial institution (such as Questrade or WealthSimple), though I admit the idea of transferring their entire balance stresses me out a bit.

So I think I have a few options:

1. St

Hello all,

Does anyone know which financial institutions can deposit share certificates without a fee? I've been reading that some will charge $250, which is a lot, while some do it for free. Was wondering if anyone has recent experience?

I have some share certificates from Transfer Agents, and I want to finally deposit them into a discount brokerage. I currently only have an investing account with TD, but I wouldn't mind opening an account with another institution if they can do the deposit for free.

Thanks for any info!

I bought the Universal Studios pack for my child, and as a parent with no knowledge of how the game works, I'm wondering why my child can't get past the entrance? We load a new world with this pack, but we seem to be stuck there at the main entrance, we can't go past a certain threshold. For example, as we approach the front ticket booth, we physically can't move any closer?

It's like we're stuck in this little area, and only Woody Woodpecker is there? Is there something that I'm missing?

Many thanks! Hopefully my post isn't confusing as I've never played Minecraft before.

As most of us took advantage of the 10% off Pixel 6 devices with a 2TB Google One subscription, I am looking at the "benefits" page of Google One:

https://one.google.com/benefits/1c8265ee9fa683f7c168850578190368

Make each shot stand out with additional Google Photos editing features for Android, now available for Google One members. Features like Portrait Light and Portrait Blur give you more control over how your portraits look.

I find that Portrait mode over-does the blur, and makes the background way too blurry. I am always adjusting the blur in the Photos app to make it not so "fake" looking. However, is this bl

Hi all,

I saw a link to the Sound of Light and when I went on their website, all 2 weeks have been sold out.. Other than the actual site, is there some ideal locations that would provide a semi-good experience?

Looking at a map, seems like the obvious choices would be Jacques-Cartier Park, and Victoria Island..

I've been using the Gcam soley due to the instant shutter speed that it provides to quickly capture moments without any lag at all.

I'm on the S10e, and I'm pretty sure this must also be possible on the stock Camera app, but I can't help but avoid using it due to the slight lack in shutter speed.

Are there specific settings that I'm not setting correctly? Here is a summary of my camera settings for photos:

Feature| On/off|

• | - | Flash | Off | Scene Optimizer | On | Shot Suggestions| Off| Flaw detection|Off| Scan QR Codes| Off| Motion photos| Off| HDR (rich tone) | On| Tracking auto-focus| Off| Location tags|On|

I tried turning off the Scene Optimizer, and I did notice a slight impr

I was wondering for those who side-loaded the latest GCam (I used Arnova's 6.2.030 v2.2), I was wondering if you were able to load the XML file from the config folder? The reason I ask is because when I installed 6.1, double-tapping the black area of the UI would allow you to select an XML. However, for 6.2 double-tapping doesn't do anything.. Is this part still required?

Hi,

I was wondering if it's normal that when using my headphones via Bluetooth, I don't get any notification sounds? Instead, I hear a brief pause for when the notification would come, and my audio would resume. Instead, my notification sound is heard on the speakers of the phone?

On the other hand, when the headphones are wired, I do hear the notification sounds as expected.

Any settings that can change this?