fizzlehack

u/fizzlehack




r/CRedit•

Prior to last July I had didnt have any credit, according to some of the credit tools my score was 0. I was able to secure a $40,000 auto loan zero down at 3% interest through Bank of Hawaii . My monthly payment is 11% of my monthly gross income. I have no other debts aside from rent and utilities.

Every month I have paid on time, but my FICO is stuck in the low 600s and hasnt budged since my third payment. My goal is 700 so that I can buy my first house while interest rates are low.

Aside from credit / merchant cards, what other accounts can I open to help me achieve my goal?

An uncle once told me that back in the 90s he took out a small personal loan for a CD with the same bank he

26


r/Saipan•

I am visiting from guam this week and i only brought one xbox controller... i need to pick up a second one so i can wup my nephews ass at mk 11.

22