gnackered

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Slightly better the a total newb. Planning a new house. They are pouring the foundation. I am think of adding a floor drain from the bathroom rough-in ("x" on the picture) to the sauna plunge space ("o" on the picture). What else? I know ventilation is a concern and am planning on getting the books around christmas. But the pour will be first. What else should I consider. The build will be after the unfinished basement (and the house) is built. Planning a traditional sauna, don't like infrared. Ever commercial space is without water so that's all I know. Probably a four person size, even though it will probably just be me. Not a barrel, in the basement.

Maybe I am retarded. But how do you sync the controllers?

Title says it all. Any websites that work like they used to?

What ach code do you use. My account says it should be 91000022 but that doesn't work. I googled it and I guess US Bank has 60 odd routing numbers. I tried one that was assigned to my state, PA, no dice. What gives? It kind of annoying that I have to input this # to begin with.

Is there a price guide for a longer tub or similar. May pre-plumbed that I could start out with ice and later add a chiller. I don't mind wasting a bit of money if this is a lark, but I want upgrade potential if this takes. How much ice would I need initially. I saw a calculator but so much of this was coming at me at once. I tried a place which would let me try it for $30 a pop, but it isn't very well located, and there unlimited month price was a bit steep (thought I would try it for a month or so but alas). I would like this tub to work with a chiller if I decide to plumb it and last two years when we are going to move to a more permanent home (and I could get a nicer one). Maybe I

Just an FYI. I find ai really helpful for sussing out divorce laws, both in state and on multi-state environment. It has helped me weigh the pros and cons, help pick a jurisdiction to consider, etc etc. For example if I divorce in PA as the sole breadwinner I am advised to get used to a 55/45 split or 60/40. If we move to TX expect alimony to last 7 years (21 year marriage) and be capped at 20% of my income. 50/50 split. I can't really tell how much is bs that the ai's sometimes insert, but it like meeting with a lawyer in advance. Appreciate it.

Had a stroke in 2023, age 51. Had a long high earning career. I am approve for 3894/mo. I have backpay of about 40k due to me. My son is still a minor and for a couple months he was under 16, and my daughter qualified. Will they get backpay? Is that part of the 40k?

Most of the backpay will be paid to an insurance co. So, it mostly a point of curiosity. I was approved for LTD under ERISA policy at my former employer. How long that lasts, who knows.

Anyways, thanks for the help. I lurked for most of my questions. I feel lucky that my situation isn't dire. I respect those who are struggling.

Heard the latest podcast. One correction or clarification of note, if you qualify for SSDI your are paid until 67 at a rate. It then converts to SS at retirement age. You can then contact SSA and suspend your benefit till age 70. You then get no payments for 3 years, but you will earn deferral credits which you can start again at 70.

I am currently on LTD as part of an ERISA policy. They can take away whenever they determine I no longer meet their definition. Applying for SSDI which will be an offset to the LTD policy dollar for dollar. I am not a doctor but have listened to WCI for years.

I am 52M, married for 21 years two kids 19 and 16 (sophomore in HS) married to a SAHM. No cheating and generally supportive but she has become more vocal and prone to disagreements and just argumentative. At the end of the day there is nothing I can point to, but I basically don't like the new "her"? I hear horror stories here and think I am overreacting. I am disabled so I THINK the divorce would be prescribed - I would pay her X for so many years and we would split asset and I would pay a bit in support for couple years. Its not like they can estimate a work income on me. But I haven't spoken to an attorney. But really its the first question, am I overreacting? Stories anyone?

Simple question, I am upon my anniversary of a disabling stroke. My company has long term disability so any backpay will largely go to them. I am not yet approved by the insurance company.

I have an attorney who is representing me to the company. He says that when apply for SSDI, if approved, the company will pay his fee. My question is should I wait for approval from the insurance company, or go ahead myself and pay the attorney directly. To which the timing matters a bit. So am I leaving dollars on the table if I wait for approval? Or is it paid monthly, in which case I have to the end of the month. At the end of the day, I think the fee is capped at 7500 or so, so I have a couple

Hi, 51M, type 2 diabetes, had an ischemic pontine stroke in July. The stroke was on my left so I am weak on the right.

I went back to work in December, but am going back on disability. Accidently reset the clock so I am eligible for short term for six months then long term. My executive function is impaired, I am fatigued, I have minor speech issue etc. I was a mid level executive prior, but now I can't get it together to do my job. Outwardly I appear okay. What will the disability provider throw at me? Do I qualify for SSDI? On its face I don't think I do (I could work some unskilled position that doesn't require me to stand long term). Financially we will be fine. The policy say

I was listening to an old podcast between Dr David Perlmutter and Dr Gundry. Dr Gundry said he encourages experimentation had had some patients who were trying the carnivore diet. He said he saw in their blood that they were playing with fire and he saw evidence of "sticky blood". But he didn't say more. My question is what tests? What values? In July I had a stroke that was attributed to 1. sticky blood, 2. high blood pressure and 3. high blood sugar. At the time I was eating a dirty carnivore diet. Mostly steak, with diet coke, ice cream and snickers bars mixed in. So my blood sugar was up. But does carnivore pre dispose us to "sticky blood". How do I check?

Since the stroke I am taking a