jackasher

2026 preliminary filings

If you're on the Marketplace or enrolled in an off-Marketplace plan outside of Medicare, Medicaid, VA or an employer/group plan, prepare yourself.

Due to the combination of reduced subsidies and large gross premium increases, those enrolled on the individual market in Indiana are likely to pay a lot more for health coverage in 2026. Starting in January, net premium increases of $1k per month or more are very possible for anyone receiving premium subsidies now whose income exceeds 400% of the federal poverty level.

2026 preliminary filings

If you're on the Marketplace or enrolled in an off-Marketplace plan outside of Medicare, Medicaid, VA or an employer/group plan, prepare yourself.

Due to the combination of reduced subsidies and large gross premium increases, those enrolled on the individual market in Indiana are likely to pay a lot more for health coverage in 2026. Starting in January, net premium increases of $1k per month or more are very possible for anyone receiving premium subsidies now whose income exceeds 400% of the federal poverty level.

I have a bottle of "Beaulieu Vineyard Port XXX" wine which I was told was from an old roommate's parents or grandparents wedding (I don't recall which), but they left it when they moved out. I know it's probably not worth anything, but I'm curious if anyone can help date it.

The volume is marked 4/5 quart so I figure that means it's older than ~1973 when bottles moved to metric. I believe the embossing pattern on the base suggests it's no older than 1940. Is there a way of identifying the date more specifically than between 1940-1973?

https://imgur.com/a/P3lAjYc

I am looking for guidance as to whether or not a section 125 cafeteria plan offered by a small employer who does not offer a group health insurance plan (assuming that combo is possible) would preclude eligibility for the premium tax credit for employees receiving that benefit. In addition to offering a post-tax health insurance stipend for employees, the employer wants to set up the section 125 cafeteria plan to allow the employer to make pre-tax contributions via a payroll deduction to the employees personal HSAs. The employees in question are receiving premium tax credits.

This is not at all my main area of expertise, so I'm hoping someone on here who is more familiar with Section 125 c

I am looking for thoughts from ACA/Marketplace experts here.

I got a call today from a woman who is is pregnant, covered by a limited benefit plan which excludes pregnancy and set to deliver in mid-December. No SEP is available to allow them to enroll for a December 1st effective date.

Given that Marketplace plans allow for an SEP to add Mom and newborn backdated to the date of birth, is there any reason why the new plan starting on the date of birth would not cover the delivery if mom arrives in the hospital and delivers on the same day as that would also be the effective date of the Marketplace plan? The sta

What's going on with radio on the MLB app? The fast forward, pause and rewind buttons are gone. The only option is to play and stop. It's only for certain teams/broadcasts making me think this isn't a bug. Wtf MLB? Being able to pause and rewind the radio broadcast was something I used constantly to go back and listen to what I missed and skip boring sections. I'm convinced this isn't just me, but is anyone else seeing the same thing? https://imgur.com/a/Io7aGpO

What's going on with radio on the MLB app? The fast forward, pause and rewind buttons are gone. The only option is to play and stop. It's only for certain teams/broadcasts making me think this isn't a bug. Wtf MLB? Being able to pause and rewind the radio broadcast was something I used constantly to go back and listen to what I missed and skip boring sections. https://imgur.com/a/Io7aGpO

I am traveling to Portland, Oregon later this week for a few nights and I was hoping to visit Jeffrey Morgenthaler's bar, but it looks like he's out of work these days with both of his bars being casualties of the pandemic (hope he lands on his feet). I probably only have time to visit one or two spots. Can anyone recommend somewhere?

https://jeffreymorgenthaler.com/more-updated-resume-cv-help/

I run a windows 10 PC that I built around 7 years ago and upgrade as needed. We had a power outage a month or so ago including some flickering. I did have a surge protector, but did not have a UPS (I do now!). Since then I have a BSODs every other day or so (sometimes several times per day) that have mostly been CRITICAL_PROCESS_DIED, UNEXPECTED _STORE_EXCEPTION and, rarely, SYSTEM_SERVICE_EXCEPTION. I have since run

• chkdskon all drives (all good), hdtune pro error check on all drives (no errors), CDI (all good; results here: https://pastebin.com/q0aaUirs ), Sandisk SMART extended diagnostic check on my SSD OS drive (no errors)

• memtest86 ran for ~12 hours 2x (no errors)

• scans w/ ma

FDA added TRICLEANZ Hand Sanitizer to their recall list 7/31. Costco is still selling it as of 8/20. Tricleanz/Titanium Labs is claiming on their website that it's all some sort of mix-up and their sanitizer is safe and shouldn't be on the recall list. I would like to think Costco did their research and is continuing to sell it because they agree that it's safe, but I'm thinking of returning it just in case. It seems odd that Costco would continue to sell a recalled product 20 days after the recall.

We have some water entering our basement during hard rains and are looking at our gutters and/or roof as a possible cause. I uploaded photos of the exterior here: https://imgur.com/a/42WKURa

Water is running down behind our gutters and soffits, along our brick wall and eventually making its way into our basement. I am not sure whether this is a shingle overhang problem (not enough overhang), caused by a loose drip edge or an entirely different issue with the gutters? My best guess is that the water is dripping off the shingle edge onto the drip edge and flowing back towards the house and eventually behind the soffits and down the brick wall.

If it’s just a matter of putting some screws in

Hi, I am trying to figure out whether it is possible for a husband and wife on the same HDHP to benefit from the 55+ $1,000 catch up contribution to an HSA (for $2,000 extra and $9,100 total). Can a husband and wife who are both 55+, both on the same HDHP and both have separate HSAs contribute $4550 each for a total of $9100 between the two accounts?

Here's the language from Publication 969, page 7:

If both spouses are 55 or older and not enrolled in Medicare, each spouse’s contribution limit is increased by the additional contribution. If both spouses meet the age requirement, the total contributions under family coverage can’t be more than $9,000. Each spouse must make the addit