middleborder41

I was going to buy the limit of I Bonds between now and April. Now I am wondering if buying VTSAX in this down market is a better idea. VTSAX is down 7.68% year to date as of now. I will only have about $10,000 in free cash flow between now and April, when I Bonds rate will reset. So it is one or the other. How would you think about this?

I am working on a tree that was standing dead for years, so the wood is dry. I know it will still start/burn a bit better if I split it, but I was wondering what size dimeter to split down to. If you had wood you knew was dry, what size and under would you leave in the round? I was thinking 4" to 5" and smaller. I burn in an Avalone 1250, which is a mid size wood stove.

I own an Avalon/Lopi 1250 (same stove sold under two names). It should require a 7/8" door gasket. I have replaced it in the past with no issue. This time when I replaced, I could not close the door when I reinstalled it. It seemed like the gasket was the wrong size. I double checked that it as correct. I took it apart before the glue dried and installed the gasket more stretched. I took just over an inch out of it. I still had the same issue when I put it back on the stove, so I took it off again and took another two inches or more out. I don't think I could take more length out because it is starting to feel stretched and it would not install well at the corners and joint (where the gasket

I have used HealthSavings Administrators for years. I received notice that they are getting out of the business. Their designated successor is HealthEquity, Inc. The notice clued me into the fact that I pay a 0.25% investment fee. I wonder if HealthSavings Administers added that at some point and I missed it? I doubt I would have signed up with them knowing they were tacking on 25 basis points to the underlying fund investment fee.

What service provider do you use? I desire:

• Access to Vanguard funds
• No additional investment fee tacked on by the HSA administrator (or if this does not exist, as low as possible)
• Ability to "set it and forget it" with employer/payroll contributions g

I know there are a lot of bad annuities out there that should be avoided at all cost, but I have been wondering why immediate income annuities don't get more attention in the FIRE community? People are often worried about SWR and whether their money will run out, and an immediate income annuity effectively outsources that risk to an insurance company. I understand drawbacks such as not being able to leave the remaining assets to children. To me it makes sense to consider annuitizing at least part of your savings. This could be staggered too, say do one modest size annuity every decade. Especially for people without a pension, it acts as pension-like diversification of retirement income strea