moobectomy

u/moobectomy


r/hvacadvice•

we have ~2000 square feet with central a/c that is well capable of cooling to the low 60s, it simply isnt very affordable or needed to cool the whole house that low.

I've been considering a window a/c, but what I am reading is that window units won't really cool that low, even the ones that can be set below 64. does this limitation change if the rest of the inside air is already cooled to the mid 60s? or does the outside temp stay the relevant number?

I have already done what I can with the baffles in the ducts, and a ceiling fan, and it helps. but as an upstairs room, it stays a little higher than the reading on the thermostat, and i'm looking to get it /lower/ than (at night at least)

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the stuff in question has monk fruit and erythritol in it. wiki says the mogrosides are supposed to be several hundred times as sweet as sugar, i assume the blend with erythritol is supposed to bring it down to sucrose levels because the packaging indicates one to one substitution. but i can put an 1/8 cup or more in a cup of tea and still not taste sweet. the same amount of sugar would be very sweet! when i ate just some of the pure monkfruit stuff with a spoon, it was only vaugely sweet. wtf?

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r/whatsthisbug•

Seen indoors, southern USA. about 2.5 feet long ways along the strands, maybe 6-8 inches wide. All running in the same direction, not like a net at all, but I'm sure it's not a web in progress, because it's been up for days and even been filled back in where I accidentally put my hand through it. the bug responsible has not been spotted. can try to photograph the web tomorrow, but it's going to be very hard to get a good shot i suspect.

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r/personalfinance•

When i opened the account, I was relying on the idea of a SEPP , but didnt know how complicated the rules were. between my savings and ira, i have 5 years of living expenses, but only 2 years worth is in savings I can get to.

I understand that if I do a SEPP, i need to use the single life table and the highest interest rate to maximize payout. but it still doesn't give more than 1500$ per year.

How do I figure out if I need to roll over to a roth ira and pay tax on it now, or if I'll need to suck it up and pay the 10% penalty? i feel like that should be a clear cut math question.

What about this 'ira annuity' thing?

I know I can't legally use the ira as collateral on a loan, but can I le

11

my employer is very uh, tempermental, and i am not ready to bring up the fact that I'm going to retire/apply for disability soon. because i know i'm going to get a bad reaction. but they like me for now and in the past have said they would write such a letter. it's not the end of the world if i can't get the letter, since i'm not likely to ever apply for another job, but it would be good insurance.

do you have any ideas about how to frame this believably? maybe be i'm 'applying for a grant'? what other scenarios would one use a refference letter in? saying i'm applying for another part time job isn't believable, and would be reavealed to be a lie when I bring up retirement/disability.

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