mslayaaa

https://preview.redd.it/tmzpqt8hwlme1.jpg?width=4032&format=pjpg&auto=webp&s=30bb673281e606bf5a9b07dad4623a8e77f1febf

https://preview.redd.it/m2twou8hwlme1.png?width=2300&format=png&auto=webp&s=ff6f425796557dfaf6842f26f0b6086d9e38be75

1. Dealer name: FicoTime (Non TD)
2. Factory name: Clean
3. Model name (& version number): Rolex GMT-Master II 126710 BLNR
4. Price Paid: 508 including shipping and insurance
5. Album Links: https://imgur.com/a/f70830-V7KIJZH
6. Index alignment: Looks okay, only notable thing to me seems to be the 12'oclock marker and index. Could be due to the alignment tool.
7. Dial Printing: Seems sharp, no notable findings.
8. Date W

Looking to acquire a PD Cuff in lightly used or new condition.

Interested in acquiring X mount prime lenses such as the 23mm F2 or the 35mm F2. Mainly interested in the effective focal lengths (for cropped) most commonly used in street photography.

Specially looking for XC 35mm f2 or XF 23mm f2

Looking to buy a used X-T2 body around the $450 USD point. Does not have to be in excellent condition. Will also consider lens if within my needs.

He estado tratando de ver cómo reducir la responsabilidad tributaria para el 2024. ¿Qué hacen para ahorrar un poquito en el momento de las planillas, en especial aquellos que están en el bracket de 33%?

Quizás cuando es W2 el ingreso es un poco más difícil, pero al momento mis mayores deducciones son el plan de retiro del trabajo y el interés pagado en la hipoteca de mi propiedad. ¿Qué otras usan u otros métodos?

Alguno tiene experiencia utilizando la ley60 y otros beneficios relacionados a ella y la sección de exportación?

Hey all, I recently got approved for the CSP and sharing my details for members in similar situations.

TransUnion: 758 Experian: 753

CL: 22K

Accounts: Card | Age | CL :— |:— |:— Freedom Unlimited | 1y3m | 11K Discover IT | 2y3m | 3.5K

Installment loan: 370K

Yearly income 263K

Hey all, we are in the process of evaluating buying a home.

We are a couple living in PR, most of the financial stuff is equal to mainland US, except we don't pay Federal Income Tax. All figures are in USD.

Person 1 (Age 25, 750 credit score):

• 110,000 Base salary + 5,000 bonus + 37,000 contracts.

• Monthly after tax and 401K deductions (including SS, Medicare) income is $6916 or $4474 if excluding bonus + contract.

• No debt

• 26k 401K account

• 62K in HYSA account today (around 17K would go towards downpayment)

• Average 900/month expenses

Person 2 (Age 27, 773 credit score):

• 30,000 Base + 15,000 contracts

• 25k in HYSA (around 12, possibly less going towards do

Hey all, I am exploring options regarding the better ways to locate my salary. I would like opinions on the idea of acquiring a house.

I am 25 years old and plan on getting married early 2025. I am an engineer working from home making around 160K year, my monthly spending including both necessary things like utilities and not so necessary things like eating out is ~$1800 month, this I consider to be modest given my monthly gross income. As far as debt, there is none. Besides this, I have a $60,000 emergency fund in a HYSA, I max out my employer's 401K plan and list my parents as dependents, also until I am 27 I can deduct around 40K from my taxes(young professionals

Hey all, trying to follow the normal advice here, I tried to make sure my TWN was frozen, while I do see my employer there, when I try to get my report it mentions my identity could not be verified. It also suggests sending a OTP to a few different emails and phone numbers and none of those is mine. Does this means my employer is not reporting the data or??

Hey all, I opened a card May 9, of course that triggered a hard inquiry and lowered my credit (around a 19 pt drop since I don't have a lot of history, ~1.2 years total). Later that month the card reported a utilization of $20 (my total available credit on all accounts is 5400). Since then I have paid the card and have a 0% utilization reported.

Now I get a notification that my score decreased again (16 pts), when I go into my report I don't see any negative remarks and my credit is frozen with no new inquiries (besides the one I made for the card mentioned).

Is this normal or should I be calling them?

EDIT: I do see 0% utilization, but this month I used about 75% of the available cred

Hey all,

I just wanted to get your inputs on some things to discuss with a manager and what to expect in terms of 1:1. In my case, I have worked in industry before, but my role(s) was at a startup and oversight was not the best. Now I am at a really big company with a manager that seems pretty ok.

We have started establishing short (monthly) goals and long term too.

Besides this, what can I do to foster a better relationship and what kind of stuff should I expect?

Thanks!

Hey all,

I know inquiries lower the credit, and people with thiner files will see more points dropped in comparison to those with lengthy histories. However, this Experian article suggests about 5 points. My credit dropped from 750 to 731 after one inquiry. My credit history is 1 year, 1 month.

Hi, all, just wanted to share my DP applying for the CFU. I applied today via a referral link and after applying received the message

We need to review your request a little longer.

After this I followed a few recommendations on this sub, called the automatic status line which said I would be notified in around 2 weeks. A few hours later I called the verification department at the number(888-688-6708) provided here and after a few minutes on the line and verifying my ID I was approved.

Some data points:

• Oldest account: 1year, 1 month
• Credit Score: 759 According to FICO8 from Discover app

Basically title. Started a new position and was wondering, what things do you establish with your manager on your first few meetings, what questions do you guys think are paramount?

For example, I like to start by establishing where I want my career to go, and maybe talk about how we can achieve this.

What other things you consider important, like establishing how you prefer feedback, etc.

EDIT: title is meant to say establish, NOT Stabling