redd_dot

My Chime Credit Builder has not built my credit enough for even a low level retail card, so I guess I will need to up my game in order to build my credit effectively. I am thinking having only one account is holding me back, however I am not sure. I'm not planning on using any credit card egregiously.

Will mostly use this for medical emergencies, particularly for my pup. I also may want to transfer my personal medical bills ($6000). Currently paying $23.07/mo + $3.95 monthly fee. Payzen / Flywire payment plan thru the hospital. Any other bills would be an additional payment plan, not consolidated.

• Current cards: -Chime Credit Builder Limit dependant on funds in Chime checking

My puppy chewed my switch charger so I'm gonna throw it out. It's black in the pic. My phone charger is the white one. As I understand, chargers will charge at certain voltages, written on the block. Switch charger will charge at 5V or 15V. Amperage dependant on which voltage the charger "chooses".

Sooo. if I'm right in my thinking, the white charger will charge my switch at 5V, pushing 3A. The switch charger only pushes half the amperage at 5V.

Is this okay for the battery in my Switch Lite to charge at this higher amperage? Do I have the right understanding of how chargers operate?

Thanks for your help :):)

Wanting to use the 20% coupon for a purchase on a new Credit card with Lowes (the MLRCC). Looks like I got declined. Not sure why, i have a 704 Fico8, seen with Equifax via Experian, and the only credit card I have currently is a Chime card. Those get paid in full every month. Any insight? I'm going to pay the bill when it's due, I just want this 20% off coupon.

The Chime card typically gets charged $2k/mo and gets paid in full every month. I thought it was building credit. Retail cards are easy to get I thought as well?

Application said pending, will get a decision in 7-10 days. That means declined I'm p sure.

I have hospital bills that I pay on time every time. that didn't show up on t