sicbot

u/sicbot


r/personalfinance•

37M, FL if it matters.

I'm buying a house soon, already signed the contract with a builder, give them a deposit, we close in ~5 months assuming material/labor supply stays stable.

In January this year, I withdrew all my contributions from the last 4 years out of my Roth IRA. I just found out there is a 10% penalty if it has not been 5 years since your first deposit. But I read you can withdraw 10k, penalty free, from your IRA for the purpose buying your first home.

Questions:

  1. How does that work exactly? Will the penalty be waved on the first 10k of the contributions I've already taken out early?
  2. Or am I going to pay that 10% no matter what, and I can take out another 10k, of growt
14

r/deadbydaylight•

http://imgur.com/a/gyvIp

I just need to get this off my chest. Small rant:

The killer, a hillbilly, got his first hook right away and hook camped. I feel bad for letting the survivor die but I ran away and got more generators because trying to save someone from a hook camping hillbilly is suicide.

But the rest of my team had the opposite idea. And then they all died. The worse part is the hillbilly almost piped.

Killers: Don't hook camp. If the survivors are not stupid you will lose a lot of potential points by hugging that hook while they get more generators and hooks on the other side of the map.

Survivors: I know it feels bad to leave a fellow survivor behind (and also a loss of po

431

You've reached the end of this feed.