stormdaemon

I dug an old Netgear 5-port ethernet hub to hook up a new network drive. I got this hub probably about 8-10 years ago. It seems to work fine when I hook it up but I'm wondering if I would run into any speed limitations because it's such an old hub. I'm not aware if there's been any major advancements to wired ethernet speeds in the past decade like with wifi, but I'm not really sure.

Should I use this old hub or just get a new one? If new, any recommendations on which one to get?

I recently spoke to a friend of the family that handles mortgages. I had expressed an interest in making purchasing a condo and she offered to run my financials and offer some ideas on what type of range I can afford. Some of her advice sounded a bit odd, and I wanted to get some feedback on if any of her advice is sound.

First, some background:

• I live in the Los Angeles, California area, where housing costs is fairly high and housing availability is extremely competitive.

• My annual gross income is about $75,000 a year. Single with no children.

• At the time of when she ran my financials, my debt is approximately $1,500 a month between a mortgage and a student loan. (This has gone

I'm curious everyone is using as the backup solution for a Synology NAS right now (early 2016). I've been exploring the different cloud backup solutions for the past few months and it doesn't seem like there's any one service that works for me. For me it comes down to three things: Ease of use (whether or not it has an official Synology package), it should be headless, and monthly cost of the service.

Just as background, I'm using a DS413j with about 8 TB of data. I'm also not the most technically efficient person in the world, so any major coding would probably be out of the question for me.

The options from what I've seen are...

1. Amazon Cloud Drive - Probably the cheapest of the clo

I have been trying to find some way to search for new housing and/or condo developments and constructions by area online without much luck. So far the only method I have been able to find is to track the websites of individual developers, but that doesn't give an overall picture of what is being constructed in a specific area. Does such a thing exist?

Like a lot of people here I've been researching whether or not I should switch from IBR and REPAYE. One of the details I've often read about REPAYE is that there is no cap on monthly payments. However, I haven't been able to find any good explanations of how this cap is calculated, which I presume is based is of your loan amount versus your income.

Can anyone provide source or an example of how this cap would be calculated? Ideally I would like to see a comparison between how this would work between IBR and REPAYE.

I'm curious what how PF feels about purchasing a home/taking up a mortgage when it comes to a person's age.

I turned 40 years old last year and I'm still years away from being debt free. I'm still about a decade away from clearing my student loans and I've recently began having to take care of parents with health issues.

It's been a dream of mine to own a home for about a decade now but it's never really been financially feasible. Given that home loans tend to run 15-30 years I feel like my age is now a factor.

I've lived in a crappy studio apartment in a semi-bad neighborhood for a few years now (as part of my attempt to save money for a down payment) and it's starting to wear on me. I

My student loans are currently consolidated under the PSLF program and in repayment under IBR. I've been researching the REPAYE program to see if it's worth switching to and would like to clarify some details about the program...

• Does switching from IBR to REPAYE reset the progress made to PSLF payments thus far? I'm 3 years into the 10 year loan forgiveness for PSLF. Would changing to REPAYE reset the clock back to 10 years?
• My current loan is consolidated with Federal Loan Servicing. My understanding that switching to REPAYE will capitalize your loan's interest. Will switching from IBR to REPAYE capitalize my interest even though the loan is already consolidated?
• Once you have switc

I currently owe about $120,000 (4.5% interest) in student loans that I have consolidated under the Public Service Loan Forgiveness (PSLF) program. I work at a non-profit so I will hopefully qualify for loan forgiveness in 10 years rather than the traditional 25 years.

I make about $75,000 annually, which calculates to a little over $500 for the monthly payments. However, due to size of the loan the $500 monthly payment is going entirely into paying the interest and none of it is deducting from the principle.

My current financial situation is that I really can't afford to pay much more than the monthly minimum, and the interest is such that paying more than the minimum seems pointless s

Here's my situation. My parents retired and transferred the ownership of their house to under my name. They and the rest of the family now live there and maintain the place while I pay for the remaining mortgage. My job's in another city so I'm also paying rent on an apartment.

My parents are suggesting that I take a home equity loan on the house to serve as a down payment on a second home or condo so that I don't have to continue to pay rent. I hesitate to do this since I know very little about home equity loans and the idea of basically having two mortgages is kind of daunting, especially when the first home will not be generating any income.

I'm curious if this is a good idea, and if