tocitus

Trying to buy a place in South London, ideally near underground. 2 bed with a garden.

Have a budget of around 600-650k (could go higher on mortgage but don't feel like now is the time to piss around with larger mortgages).

Went to view a place on Saturday, first day on the market. On for £600k

Afterwards, it seemed to tick all boxes (location, size, everything seemed in working order, relatively minimal changes needed to begin with etc) so I put in an offer at £605k.

Since then estate agent has asked me to confirm I'm happy that the extension, built 19 years ago, has no building regs and that the seller will transfer indemnity insurance over. Yes, fine.

Then another call today to say th

Hello everyone,

After reading through the guides on here and MSE, I have a general grasp of the process and approach to buying a house but have some specific situation questions.

I'm going to be buying my first house this year in London, will reach out to a mortgage broker at beginning of march to kick everything off.

My deposit is three sources:

1. My parents will be sending me £50k in February

2. I have around £30k saved up myself in an easy access account and a further £20kish in investments (which will probably go straight onto stamp duty as my budget is about 500-600k).

3. My brother is sending me $120k from the US in February.

My question is what should I do with this money

I feel like this subreddit is one of the most friendly (it its own way) out there and that you're all full of wonderful ideas.

So I wanted to throw something out there and see if anyone has ideas.

I had a break-up in February at 38 and have been living by myself for the first time in my life. And I have been struggling.

I have an active social life with friends and have started dating again etc, but I continually find myself lacking structure and spinning out when I'm by myself.

After some discussions with my therapist, I feel like I've realised I don't ever do anything for myself. Almost everything I do is for other people and when I don't, I can feel guilty. Whilst being there for othe