r/fatFIRE

I can't exactly share this with anyone else but this sub, but I'm taking a moment to feel proud. Also, marry someone who keeps you humble.

I’m in the middle of a cancer diagnosis and all the the prognosis’ on the table are 3 years or less. None curable. I am a fit and healthy guy. Lived life right. Luck of the draw.

I don’t regret my work. I loved it and it didn’t own me. I can’t really say that I regret my relationships or how much time I spent with my kids. Of course, when staring down the barrel of death you’ll always wish you spent more time with loved ones.

The main thing going thru my head isn’t dying, I don’t want to die. But once I’m dead my suffering stops. My young kids, friends, family, everyone who loves me… is left behind to suffer.

So I guess what I’m getting at, is this is a group of people who a

After first 2-3 millions, a paid off home and a good car, there is no difference In qualify of life between you and Jeff Bezos. Both of you have limited amount of time on earth - you have twice if not more than Jeff, so you are richer than him. A cheese burger is a cheese burger whether a billionaire eats or you do.

Money is nothing but a piece of paper or a number in your app. Real life is outdoors.

Become financially independent that’s usually 2-3 M. Have good food. Enjoy the relations. Workout and enjoy sex. Sleep well. Call your parents. That’s all there is to life. Greed has no end.

Repeat after me. Time is the currency of life. Money is not.

Sooner you figure this out, happier

$3.2M in investment accounts + $650K in real estate equity ( Two 4 plex rentals)

I live in a MCOL city and quit my job this morning ( well.... Put in my two weeks ) .

My rentals pull in about $50k profit per year and I'll be withdrawing $70k /year from my investment account. With my lifestyle of mtn biking , skiing, and camping living on $120k / year should be very easy.

I currently own my dream home ( equity not factored into NW) . However, I plan on renting/AirBNBing it out and traveling with my partner. My living expenses are pretty much a wash from what I pull in renting the house vs spend on accomodations while traveling.

So how did I get here?

I worked at Tesla for 5 year's b

6.5M net-work, most of that liquid.

Did it the slow and steady route. Spent my career as a SW engineer, mostly at biotechs.

In exactly half an hour I will be logging off from work.

No big plans at the moment other than more mountain biking and going out to some good restaurants.

We do plan to do slow travel for the next year, or up until we feel ready to settle down again.

I've thought about this day for a long time; but feels a bit weird now that the day has arrived.

People, when you post your success, please throw some bones in here for the rest of us. Too often I read people creating "throw away" accounts to humble brag their success and retire early, etc. PLEASE remember there is a super majority of us here who are still grinding the day to day - making ends meet. When you post your wins, congrats, but post some details on how you got there. Why did you choose your method vs others. I wanna read your thought logic, not just how much NW you have and what you started with. Help us connect the dots. Lift others up, not bring other down. This is not Instagram.

Edit: "making ends meet" meaning trying to hit my investments, earnings and savings targets (no

Burner account. 37 recently ex big law attorney who quit after hitting 10M liquid, and I feel like I’m on the top of the fucking hill after turning in my company laptop.

I been practicing in an AM 50 firm for the last ten years. Saved a lot and invested wisely in stocks, options, crypto, futures, and was an OG eth and doge miner. I like practicing law but I made more this month through investments than big law paid me over the last five years.

Head of my practice group called on the last day to offer a one time $25k forgivable loan that will be paid off if I stick it out another 2 years 😂 ##### please! Most hilarious part is that one of the boilerplate sections of the written offer even st

I decided to go out on a limb and post my (almost) FatFire story in the hopes that maybe it will encourage others who do not have family money, who are not in tech, and who do not have an ultra high wage job, and also so I can look back in a few years when I am finally ready to FatFire and post an update post.

I am not here to say my exact results are replicable, but just one example of how I was able to put myself on a path towards fat-fire. I think every Fatfire story also has a bit of luck involved, and this was definitely true at points for me.

A little bit of background, I am a 33F who grew up incredibly poor. My parents were drug addicts and physically and emotionally abusive. We r

Back in my 30's I was similar to so many people who post here. I was a computer programmer making good money from my salary, stock grants, bonuses, investments, and the booming housing market. If I had stuck with it a few more years I could have retired early.

People who haven't experienced it will never understand. "Just stick with it," they'll say, "How bad can it be?"

If you've been in a job you hate, or are right now, you know that sometimes the money simply isn't worth it. I was bringing my work stress home with me. I wasn't a happy person and that wasn't fair to my wife or young kids. So I quit.

I could have taken some time off, decompressed, then found another job to continue my FI

41yo single male - just hit $3.2M in net worth today.

Honestly, none of it was by design - kind of fell into it. A lot of it came from tech - and I was only able to benefit because I very randomly became connected to a group of people who pulled me along with them.

I'm pretty good at my job, but I try not to kid myself that that's the only driver. I've gotten where I have through luck and the kindness of others. I do my best to try and pay that forward.

Looking back on it all, the key is to be a good egg. It's important to be smart and good at your job -- it's just as important to be kind. That's what allows you to build relationships that create opportunities.

It's all just very, ver

Throwaway account, but hope to be more active here now that I can be anonymous. I’ve posted a couple times to my personal account that were well received and popular, but I ended up deleting because I was nervous about anonymity.

31, married, no children, LCOL.

Told my wife tonight that we became millionaires today... she said, “Ok” then proceeded to reheat leftover pasta while I celebrated with a protein shake.

I thought this was pretty humorous and don’t really have any close confidants to share with, so hopefully you all can help me celebrate!

Cheers!

I'm a guy in my early 30s and just sold my startup for over $50M. The money hit my account today.

I've always loved to travel. I previously spent 3 years of my life backpacking, just hopping between hostels around the world. Last year, I was invited to spend a week at the Cheval Blanc in the Maldives and it was a truly eye-opening experience, the first time I got to experience real luxury.

I'd really like to start my retirement with a bang. What FAT destinations can you recommend? And perhaps more importantly, which luxury travel advisors?

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UPDATE:

Whoa, I didn't expect such massive response. This has been super helpful.

I especially wanted to thank u/CupResponsible797 for

4 years ago today I was sitting in the Atlanta airport and getting more and more annoyed that the FIRE community was being overtaken by the leanFIRE way of thinking.

So I created a new subreddit called fatFIRE to be a place where people who were interested in FIRE, but on a higher standard of living, could come together and discuss issues without the noise of “just cut your expenses down to the bone and buy vanguard index funds” parroted endlessly.

We will always be a smaller community (because that’s how wealth works) but seeing 100k subscribers is amazing! I’m so gratified to see real in depth discussions happening every day.

Happy cake day everyone!

PS my original account u/tamo42

Now that I have finally gotten to a point in life where I’ve made it I wanted to get this off my chest because it’s an expression that did more damage than good and continues to annoy me.

This expression gets thrown around like gospel every time someone asks a question about affordability, whether a car, a boat or a house or what have you.

The reality is that I have always asked what things cost because I like to be informed. When I bought my first house I knew I could afford it. I still wanted to know what my expenses would be, so I asked the sellers to provide utilities bills and the insurance premium etc. to get a true sense for the cost. When I bought an expensive sports car I asked ar