How are we doing and what do we need to think about.
My current salary is $78,000 per year, and my wife's current salary is $67,000 per year. My retirement accounts are as follows: My 457(b): Roth balance: $156,000 Pretax balance: $9,000 Monthly contributions: $630 to Roth and $400 to pretax My 401(a): Current balance: $7,000 Employer contribution: $40 per month My wife's 457(b): Current balance: $15,000 Monthly contribution: $100 Retirement expectations: My wife plans to retire in March 2038 with an estimated pension of approximately $51,000 per year. I plan to retire in December 2042 with an estimated Virginia Retirement System (VRS) pension of $60,000–$74,000 per year, plus an estimated Hazardous Duty Supplement of $25,000 per year.
213k left on mortgage with 300 extra a month going to principal that's currently scheduled to be paid off by 2042 but will try to have it paid off by 2038 pay increases allowing.
Posted Jul 25, 2026, 1:43 PM UTC