We're the team behind AllScale - ask us anything about stablecoin payments for small businesses

Hi r/AllScale. We're the team building AllScale, and this is our first proper thread here.

Who we are. We're building a self-custody stablecoin neobank for small and borderless businesses. Our team includes people who previously worked at Capital One, Kraken and Block. We raised $5M to build it, backed by YZi Labs, Generative Ventures, Aptos, Amber, Draper Dragon and others.

The problem we care about. Getting paid across borders still takes days, loses a percentage to intermediaries, and often needs a bank that won't take your business. Stablecoins fix the rails. The hard part is the last mile: invoicing, payroll, checkout, payouts, and staying compliant while you do it. That's what we work on.

Ask us about

• How self-custody actually works, and what "you hold the funds" means in practice
• Compliance - KYC, KYB, and on-chain checks - and how much of it you have to think about
• Why we built invoicing and payroll first, and what's next
• What we've got wrong. Genuinely useful to us.

We'll answer in the comments over the next few days.

Two things we won't do: give financial or investment advice, or talk about token prices. That's Rule 4, and it applies to us too.

AllScale is a financial technology developer, not a bank, and does not provide digital asset custodian services. Nothing here is financial advice.