My parents bought a house at 28. I'm 31, earn decent money, and can't even afford to rent alone.

This isn't a personal failure story.

In the last 15 years, house prices across Europe rose 60%. Rents went up 30%.

Know what didn't go up 60%? Salaries.

Teachers can't afford to live in the cities where they teach. Nurses commute 2 hours because rent near hospitals is impossible. Firefighters share flats in their 30s.

The EU itself admits there's a €275 billion annual investment gap in housing. 2.25 million homes are missing right now.

And yet governments keep calling it a "personal finance problem."

It isn't. It never was.

This is what Our Finocracy exists for — to call out the system, not the individual.

What's your housing reality in Europe?