Shutter Life Expectancy?

Hi. I currently shoot with a D500 and D5500, but have been curious for a while to try a full frame for portrait work. I just saw a D700 on FB Marketplace for $200 US, complete with Tamron 28-75mm f/2.8 lens, battery, and charger (no card reader).

However the shutter count is 126-thousand. Checking Nikon's website they list 150K as expected life for that shutter. But it's been my experience they tend to lowball things. So I'm wondering if anyone here has direct experience with their shutters either failing at around 150-thousand, or if their shutter count is way higher with no issues. I don't want to buy a camera with a shutter that needs to be replaced after only a few months, as you can probably understand.

Thanks very much!