Why I Built TransferIQ During the Hardest Period of My Career

I want to write this honestly.

I used to work as a Project Manager.

Last October, the company I was working for started going through serious financial difficulties. My salary suddenly dropped from around $5,000 per month to $3,000.

As the company’s situation continued to get worse, my salary kept decreasing. Today, I am earning around $1,000 per month.

The company is based in Korea, not Brazil, so there was not much I could realistically do from here.

But I have a family to support.

I have a 7-month-old daughter, a 7-year-old son with autism, and my wife here in Brazil.

So I kept working while also looking for remote jobs.

I think I applied to almost 200 positions.

LinkedIn, Indeed, Glassdoor, local job boards — I tried almost every place I could find.

But out of all those applications, I only reached the final interview stage about five times.

And even after those final interviews, there was no offer.

At some point, I started asking myself difficult questions.

Maybe companies do not believe my experience.

Maybe my background is not enough.

Maybe the fact that I dropped out of university is hurting me.

Maybe I need to prove myself in a different way.

So I started building.

I do not have a traditional coding background.

But with AI tools, I built a website. I also built an app, which is now in the production access review stage for the Google Play Store.

That project is TransferIQ.

I did not build it because I thought it would immediately make me rich.

I built it because I needed something real to show.

Something that proves my experience.

Something that shows I understand fintech, crypto, operations, payments, user problems, and product thinking.

Something I can use as a portfolio to re-enter the job market with more credibility.

If TransferIQ makes even a small amount of income someday, I would be grateful.

But that is not the main purpose.

For me, it is leverage for employment.

It is proof of work.

It is a way to show that I can still build, adapt, and create value even in a difficult situation.

But the hard part is this:

Even when I say clearly that I am not asking for money, not selling anything, not promising returns, and not handling anyone’s funds, people still treat it like a scam.

I understand why.

We live in a time where the internet is overloaded with information, fake products, spam, scams, and endless promotions.

Even asking for feedback can look suspicious now.

Even showing something you built can be treated as self-promotion.

Even a small request for visibility can be misunderstood.

And honestly, that is painful.

I am not trying to take anything from anyone.

I am just trying to survive, rebuild my career, and prove that my experience still has value.

TransferIQ is still early.

It is not perfect.

But I built it during one of the hardest periods of my life.

And right now, I am simply trying to keep moving forward.